Total Financial Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Total Financial Management, LLC provides investment management, financial planning, and retirement-plan advisory services to individuals (including high‑net‑worth clients), trusts, estates, charitable organizations, retirement plans and businesses. The firm offers both discretionary and non‑discretionary portfolio management, standalone or bundled financial planning, and insurance consulting services.
TFM typically constructs diversified portfolios that emphasize ETFs, individual stocks and bonds, and seeks tax efficiency through long‑term positioning while using fundamental, technical, charting and cyclical analysis; it documents strategies in Investment Policy Statements and may engage sub‑advisors for day‑to‑day management. The firm monitors accounts continuously, permits client‑specified investment restrictions, and will rebalance or trade shorter‑term when needed to meet cash, tax, or risk objectives.
What distinguishes the firm from many peers is its combination of advisory services with an affiliated public accounting practice (the accounting practice consumes roughly half of the principal’s time) and an insurance‑consulting relationship with DPL Financial Partners and The Leaders Group. TFM also provides ERISA retirement‑plan fiduciary services (including ERISA 3(21)/3(38) investment oversight and benchmarking), a mix of capabilities that is less common among similarly sized supported adviser firms.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 1.25% annually $1,000,001 - $3,000,000: 0.80% annually $3,000,001+: 0.60% annually
Financial planning fees range from $100 to $500 per hour
Account minimum: $2,500 minimum annual fee Minimum fee: $2,500 minimum annual fee, may be negotiable or reduced at Advisor's discretion Fee-only: Investment advisory fees, financial planning fees charged hourly ($100 to $500 per hour, minimum $350, max generally $5,000)
Main office
207 South Main Street
Poland OH 44514
Advisors at this office
2
Most active in
Ohio · Pennsylvania · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Jackie D
Series 65
Poland, OH
Total Financial Management, LLC
Jackie Dierickx is a financial advisor at Total Financial Management, LLC, holding a Series 65 designation and beginning her advisory career in 2024. Prior to entering the financial industry, she worked in education and corporate roles from 2015 to 2023. Total Financial Management, LLC is an independent, single-advisor registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and businesses. The firm offers discretionary and non-discretionary portfolio management, comprehensive financial planning, retirement-plan advisory services, and insurance consulting, with a focus on customized, tax-conscious portfolios and integrated tax, accounting, and insurance advice.
Joseph D
CFP®, PFS™
Poland, OH
Total Financial Management, LLC
Joseph De Pascale is a CFP® and PFS™ credentialed advisor with eight years of industry experience. He is the principal of Total Financial Management, LLC, an independent, single-advisor registered investment adviser based in Poland, Ohio. Prior to founding Total Financial Management in 2017, he worked at Farmers Trust Company from 2011 to 2017 and has been involved with CMFS & Associates, LLC, an Ohio-based public accounting firm he owns, since 1993. Total Financial Management serves individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and businesses with customized portfolio management and comprehensive financial planning. The firm emphasizes a long-term, tax-conscious investment approach and offers integrated tax, accounting, and insurance advice through its affiliations with a public accounting practice and a third-party insurance consulting platform.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)