Totem Wealth Management LLC

Totem Wealth Management LLC is a small, fee‑based registered investment adviser founded in July 2023 that manages approximately $13.05 million on a discretionary basis for about 105 clients across a two‑advisor team. The firm provides wealth management and portfolio management, integrated financial planning, and retirement plan advisory services (including 3(21) fiduciary support), serving individuals, high‑net‑worth clients, trusts, estates and retirement plans.

The firm constructs customized, primarily long‑term portfolios that typically use ETFs and mutual funds and may include individual stocks, bonds or retained legacy positions when appropriate; Totem Wealth employs both fundamental and technical analysis to inform investment decisions. Clients receive continuous personal contact and ongoing monitoring, with financial planning generally included within wealth management engagements and activity such as rebalancing or short‑term trades executed for tax, allocation or cash‑needs reasons.

Noteworthy disclosures in the brochure include that the firm’s founder is licensed as an independent insurance professional and may implement insurance recommendations for which he receives customary commissions separate from advisory fees, a practice the firm identifies as a potential conflict of interest. The brochure also notes an institutional relationship with its recommended custodian (Altruist), from which the adviser receives software and platform support as an economic benefit; both relationships and their potential to influence recommendations are disclosed.