Tower Wealth Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides investment management and financial planning to individuals and high‑net‑worth clients. It operates as a fee‑only adviser and offers both discretionary portfolio management and written financial plans delivered either as ongoing engagements or one‑time, project‑based services.
Its investment approach centers on asset allocation tailored to each client’s goals and risk tolerance, using a mix of passive and active vehicles and relying on fundamental and cyclical analysis to select stocks, bonds, mutual funds, and ETFs. Financial planning work covers cash flow, retirement, tax considerations, risk management and college savings, and ongoing engagements include monitoring and coordination with outside tax or legal professionals as needed.
Notable features relative to peers include multiple billing options for planning—recurring fixed fees for ongoing planning plus project work available on a fixed or hourly basis—which the brochure highlights as part of its service model. The ADV is an initial filing showing no assets under management at the time of filing, the firm requires clients to custody assets with a recommended institutional custodian, and it does not act as a private‑fund adviser.
Client services
Expertise
Fee options
Project-Based Financial Planning fixed fees range from $500 to $8,500; Ongoing Financial Planning fixed fees range from $250 to $2,125 per quarter
0.85% annually, flat rate with annual fees not exceeding $8,500
$200 per hour for Project-Based Financial Planning
Ongoing Financial Planning fees paid quarterly in arrears, ranging from $250 to $2,125
Minimum fee: Annual fees capped at $8,500 for Investment Management services Fee-only: Yes, firm is fee-only, no commissions
Main office
Spring Hill FL
Advisors at this office
1
Most active in
Florida
Also doing business as
Tower Wealth Planning · Tower Wealth Planning Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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