Saint Petersburg, FL Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Transamerica Retirement Advisors, LLC
Enterprise
Firm-wide stats for Transamerica Retirement Advisors, LLC
About
Transamerica Retirement Advisors (TRA) serves participants in employer‑sponsored retirement plans and IRA owners through programs called Managed Advice, Advisor Managed Advice (AMA), and Today’s Advice, and it also provides investment education services via Retirement Plan Consultants and phone‑based Transamerica Advice Center (TAC) advisors. These services focus on asset allocation, contribution rate and retirement age guidance, and offer both implemented managed portfolios and non‑discretionary, view‑only recommendations depending on the program.
TRA’s advice and portfolio construction rely heavily on Morningstar Investment Management as the Independent Financial Expert, which supplies the proprietary software, model asset allocations, and ongoing portfolio oversight used in Managed Advice and Today’s Advice; AMA similarly incorporates third‑party advisers for model construction in some plans. Morningstar’s engine personalizes allocations by blending accumulation and decumulation portfolios and incorporates concepts such as “human capital” and retirement spend‑down modeling, while Today’s Advice remains point‑in‑time and non‑discretionary.
The firm operates at scale with roughly 212,700 clients and 301 advisors, resulting in a high client‑to‑advisor ratio and a notably large share of non‑discretionary assets (approximately $10.829 billion non‑discretionary vs. $7.999 billion discretionary), and the brochure discloses that TRA does not target high‑net‑worth or corporate clients nor offer standalone financial planning in these programs. TRA is part of a broader Transamerica/AEGON group and uses affiliated recordkeeping, brokerage, and insurance channels (with compensation and referral arrangements for TAC advisors, RPCs, and other wholesalers), and the firm disclosed an SEC order in 2025 related to prior disclosure shortcomings and a related $2.9 million penalty.
Expertise
Location
Saint Petersburg FL
Advisors at this office
3
Advisors at this office
John M
Series 66
St.Petersburg, FL
Transamerica Retirement Advisors, LLC
John Myers is a financial advisor at Transamerica Retirement Advisors, LLC with 15 years of industry experience. He holds a Series 66 designation and previously worked at T. Rowe Price Investment Services, Inc. from 2010 to 2019. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm uses proprietary software and portfolio oversight from Morningstar Investment Management to provide asset allocation, contribution rate, and retirement age guidance.
Tammy E
Series 63, Series 65
St. Petersburg, FL
Transamerica Retirement Advisors, LLC
Tammy Engel is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and having four years of industry experience. She has worked at Transamerica Investors Securities Corporation since 2022 and at Transamerica Life Insurance Company since 2017. Her earlier experience includes roles at Innovative Designs Inc., R'Club, and the Pinellas County School District. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed and advisory services focused on asset allocation, contribution rates, and retirement timing. The firm uses proprietary tools from Morningstar Investment Management for portfolio construction and oversight, providing both discretionary and non-discretionary advice to a large client base.
Geraldine C
Series 63, Series 65
Saint Petersburg, FL
Transamerica Retirement Advisors, LLC
Geraldine Cook is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and six years of industry experience. She previously worked at Franklin Templeton Financial Services Corp. and its affiliated entities before joining Transamerica in 2021. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education, utilizing Morningstar Investment Management’s proprietary software and model portfolios for asset allocation and retirement guidance.
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