Charlotte, NC Office

Tucker Asset Management serves individual and high‑net‑worth clients as well as foundations, trusts, estates, and charitable organizations, providing discretionary investment management, model‑portfolio solutions, financial planning, retirement plan advisory (including ERISA 3(21) services), and consulting. Services are delivered through a network of investment adviser representatives who are typically independent contractors and who may implement third‑party managers or firm‑approved advisor‑managed models.

The firm employs a top‑down, macroeconomic asset‑allocation process to select and rebalance model portfolios and separately managed accounts, and it uses a mix of growth and fixed‑income strategies, direct indexing, interval and structured products, and alternative investments. TAM implements portfolios on a discretionary basis, may allocate to Third‑Party Managers, and permits qualified IARs to develop Advisor‑Managed Models subject to Chief Investment Officer approval.

Distinctive features in the brochure include TAM’s integration with the CAIS alternative‑investment platform and an established capability to recommend private or non‑liquid alternative investments, as well as the firm’s practice of charging advisory fees primarily as a percentage of AUM rather than fixed management fees (fixed fees are offered in limited, standalone financial‑planning engagements). The brochure also discloses affiliations and potential conflicts of interest—such as an affiliated insurance marketing organization (TAG), IARs’ insurance and tax service activities, and IAR discretion to set fees within firm guidelines—that can influence product recommendations and fee arrangements.