4 Vertical
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$2,871,272
Clients
0
Advisors
1
of 1 employees
About
4 Vertical is a small, state‑registered independent investment adviser that serves individuals as well as qualified retirement plans, including pension and profit‑sharing plan clients. The firm offers fee‑based portfolio management, financial planning, and pension consulting, and manages about $2.87 million in assets on a primarily non‑discretionary basis.
The adviser uses a tactical allocation strategy with custom portfolio management informed by fundamental, technical and cyclical analysis and employs mutual funds, ETFs, individual securities, fixed income and cash positions as appropriate. Because the firm manages accounts non‑discretionarily, clients review and approve transactions and the firm uses written investment policy statements to guide plan‑level recommendations.
Distinctive for a solo adviser, the firm provides a suite of retirement‑plan services that include qualified plan consulting, participant education, plan surveys and assistance with QDIA selection, and may act in an ERISA 3(21) advisory capacity while remaining non‑custodial. The brochure also discloses that the principal holds retirement‑focused credentials and is licensed to sell insurance products, a dual role the firm identifies as a potential conflict of interest to be disclosed to clients.
Client services
Occupation focus
Fee options
Up to $10,000 per year depending on scope and complexity
1.25% annually
$250 per hour
Main office
Riverview FL
Advisors at this office
1
Most active in
Florida · Texas
Also doing business as
4 Vertical · Cp Financial Advisory · Cp Financial Advisory, LLC · Cru Financial · Cru Financial, LLC · Turning Point Financial Advisory
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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