Richmond, VA Office

United Brokerage Services, Inc. provides investment advisory services to individuals (including high‑net‑worth clients), trusts, estates, charitable organizations, small businesses, and retirement plans, and makes wrap and unified managed account programs available through its clearing relationship with Wells Fargo Clearing Services. Programs described in the brochure include Asset Advisor, Personalized Unified Managed Account (PUMA), FundSource, CustomChoice, and a Private Advisor Network offering separately managed strategies.

The firm’s investment process emphasizes strategic and tactical asset allocation, use of mutual funds and ETFs, individual equity and fixed income selection, third‑party research, model portfolios, periodic rebalancing, and tax‑aware overlays when appropriate. UBS typically provides advice on a non‑discretionary basis—matching clients to managers, models, or household-level UMAs—while clients or selected Private Advisor Network managers may hold day‑to‑day discretionary authority where authorized.

UBS is owned by United Asset Management Corporation, a wholly owned subsidiary of United Bank, and is also registered as a broker‑dealer and FINRA member, so its advisory activity is conducted alongside brokerage and banking affiliations. The firm custodians client assets with Wells Fargo Clearing Services, has delegated certain proxy voting practices to Wells Fargo’s policies effective January 1, 2026, and reported approximately $753.9 million in non‑discretionary assets and no firm‑level discretionary AUM as of December 31, 2025.