Upstate Advisers Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$15,743,630
Clients
13
Advisors
1
of 1 employees
About
Upstate Advisers Inc. provides discretionary portfolio management and integrated financial planning to private clients and offers consulting and fiduciary services to sponsors of employer‑sponsored retirement plans. The firm is fee‑only and typically charges percentage‑of‑assets fees, and it includes comprehensive financial planning as part of the advisory relationship.
The firm manages accounts directly or, for eligible clients, delegates day‑to‑day portfolio management to a registered sub‑adviser under a documented sub‑advisory arrangement while retaining overall responsibility and oversight. Portfolios are implemented with a long‑term, research‑based core‑and‑satellite approach that emphasizes broad diversification, low‑cost index vehicles (ETFs and index mutual funds), tax‑aware rebalancing, and accommodation of legacy or in‑kind holdings when appropriate.
Distinctive features include the combination of individual wealth management with institutional retirement‑plan consulting and ERISA 3(21) fiduciary services, and the recent adoption (effective October 1, 2026) of an optional sub‑advisory arrangement with a third‑party manager for eligible private clients. The firm is organized with a small staffed structure and formal compliance and oversight policies rather than operating as a solo practitioner, and it maintains a relatively concentrated client base, which may affect the level of customization and oversight provided.
Client services
Expertise
Fee options
$0+: 0.65% annually for UAI-managed portfolios $0+: 0.85% annually for sub-advised portfolios managed by ACM
Fee-only: Advisory fees only, no commissions or referral fees, all fees paid by clients are advisory fees.
Main office
2 Thornell Road
Pittsford NY 14534
Advisors at this office
1
Most active in
New York
Also doing business as
Upstate Advisers Inc · Upstate Advisers Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)