Altoona, PA Office
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Venn Wealth & Benefit Services, LLC
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About
Venn Wealth & Benefit Services is a small, independent, fee-based registered investment adviser that serves individuals, high-net-worth clients, trusts and retirement plans; the firm provides portfolio management, retirement-plan consulting and financial planning across roughly 130 client relationships with about $32 million in assets under management. The firm offers both discretionary and non-discretionary services and provides an initial consultation at no charge.
Venn builds globally diversified portfolios and may use unified managed accounts and pre‑selected model allocations to implement tailored strategies, while treating cash as an asset class and periodically rebalancing as client circumstances or market conditions require. The firm also provides ERISA fiduciary services to plan sponsors, including plan design, investment due diligence, vendor searches, fee benchmarking and participant education.
Distinctive features include that Venn and some of its associated persons operate as licensed insurance agents and an insurance brokerage, and may receive commissions for insurance sales in addition to advisory fees — a conflict of interest the firm discloses and addresses through its policies and disclosures. The firm has a regulatory disclosure: on January 9, 2025 it entered a Consent Agreement with the Commonwealth of Pennsylvania, Department of Banking and Securities concerning the absence of written procedures for leveraged/inverse ETFs and an administrative assessment of $20,000; it also reports the use of standing letters of authorization for a subset of clients (deemed custody) for certain accounts.
Based on Venn Wealth & Benefit Services, LLC
Location
210 E. Plank Road, Ste 1 C
Altoona PA 16602
Advisors at this office
3
Advisors at this office
Joseph Z
Series 65
Altoona, PA
Venn Wealth & Benefit Services, LLC
Joseph Zappia III is a financial advisor at Venn Wealth & Benefit Services, LLC in Altoona, PA, holding a Series 65 designation with 10 years of industry experience. He has been with Venn Financial Solutions and Venn Wealth & Benefit Services since 2016. Additionally, he owns and operates Zappia Insurance, an insurance business active since 2005, and Zappia Multi-Media, where he works as a cinematographer and video editor. Venn Wealth & Benefit Services is an independent, fee-based registered investment adviser serving individuals, high-net-worth clients, trusts, and retirement plans. The firm offers portfolio management, retirement-plan consulting, and financial planning with a focus on globally diversified portfolios and ERISA fiduciary services.
Robert K
CFP®, Series 63, Series 65
Altoona, PA
Venn Wealth & Benefit Services, LLC
Robert Knox is a CFP® with 36 years of experience in financial planning and advisory services. He is affiliated with Venn Wealth & Benefit Services, LLC, where he has worked since 2008, and previously operated Knox Financial from 2005 to 2016. Outside of his advisory role, Mr. Knox owns and operates Venn Financial Solutions, a business offering insurance and financial planning services. Venn Wealth & Benefit Services is an independent, fee-based registered investment adviser serving individuals, trusts, and ERISA-qualified plans. The firm provides portfolio management, financial planning, and retirement plan consulting, utilizing unified managed accounts, pre-selected model allocations, and third-party manager recommendations.
Michael S
Series 63, Series 66
Altoona, PA
Venn Wealth & Benefit Services, LLC
Michael Schultz is a financial advisor at Venn Wealth & Benefit Services, LLC with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Venn Wealth since 2004. In addition to his advisory role, Mr. Schultz is licensed to sell insurance as an independent agent, dedicating up to 10% of his time to this activity. Venn Wealth & Benefit Services is an independent, fee-based registered investment adviser that provides portfolio management, financial planning, and retirement plan consulting to individuals, trusts, and ERISA-qualified plans. The firm manages both discretionary and non-discretionary assets and employs unified managed accounts and pre-selected model allocations, with ongoing supervision and quarterly reviews.
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