New Braunfels, TX Office

Victory Wealth Services provides fee-based financial planning, portfolio management and broader wealth management to individual clients, including high‑net‑worth and non‑HNW households. The firm also offers public educational seminars and workshops intended to explain investment topics and the firm’s services rather than to deliver individualized investment or tax advice.

The firm typically begins client relationships with an initial evaluation (net‑worth statement, risk analysis) and documents goals to create tailored financial plans and investment programs, offering both discretionary and non‑discretionary management. In managing accounts VWS may hire sub‑advisors or participate in a co‑advisory managed‑account platform (AE Wealth Management) that uses third‑party model managers and regular portfolio monitoring, with account reviews performed at least quarterly.

Noteworthy distinctions relative to many peers include an affiliated insurance business: the firm’s managing member operates as an independent insurance agent through a separate company, devoting a substantial portion of time to that activity and potentially offering insurance products for separate compensation (a relationship the firm discloses). The firm’s use of third‑party model managers and the AEWM platform also means client assets may be invested in pooled investment vehicles (mutual funds, ETFs and model portfolios), exposing clients to the specific risks and conflicts associated with sub‑advisors and investment‑company structures.