Wealth Management Services Inc.

Wealth Management Services Inc. provides ongoing portfolio management, financial planning, and selection-of-other-adviser services for individuals, high‑net‑worth clients, and pension and profit‑sharing plans. The firm implements client‑specific Investment Policy Statements and manages portfolios across mutual funds, equities, fixed income, ETFs, REITs and insurance products, including annuities.

The firm documents client goals and risk tolerance in an Investment Policy Statement, conducts regular (at least monthly) account reviews, and generally manages accounts on a discretionary basis. Its methods include fundamental and cyclical analysis and it employs a range of strategies — long‑ and short‑term trading, margin transactions, and options writing — as well as referrals to third‑party money managers under fee‑sharing arrangements.

Distinctive features for a firm of this type include the explicit acceptance of pension and profit‑sharing plans and the disclosure that referrals to third‑party managers involve fee‑sharing, a potential conflict of interest that the firm discloses in client agreements. The brochure also notes that firm representatives are licensed insurance agents and that the adviser has custodial fee‑deduction authority (constructive custody under a standing authorization), both of which are disclosed as potential conflicts of interest.