Keswick, VA Office

Westbourne Investments provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, pension/profit-sharing plans and institutions, typically implementing customized account management tied to each client’s written objectives. Services include diversified ETF portfolios, individually selected stock and bond portfolios, options trading, and tailored financial planning engagements; the firm generally documents client goals and may accept account restrictions in writing.

The firm combines top-down macro analysis with bottom-up security selection and constructs portfolios using a mix of ETFs for strategic asset allocation alongside concentrated individual positions grouped into income-oriented, core, and growth categories. Options are an explicit part of the toolkit—covered calls, synthetic longs, long puts, and advanced spreads (vertical and butterfly)—with positions monitored daily and reviewed by an investment committee; rebalancing decisions incorporate tax and transaction-cost considerations and clients are ordinarily expected to remain fully invested.

Notable distinctions include the firm’s active use of advanced options strategies and a formal daily-monitoring/investment-committee process for those positions, which is less common among similar-sized teams focused on ETF allocations. The brochure also discloses a 2021 SEC settlement related to untimely filing and delivery of its Form CRS (censure and a $25,000 civil penalty), a referral arrangement with a non‑affiliated trustee, and that some supervised persons are licensed insurance agents who may receive commissions—each of which is a potential source of conflicts clients should consider.