Westover Capital Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$561,681,622
Clients
238
Advisors
6
of 11 employees
About
Westover Capital Advisors is a team-based SEC-registered investment adviser serving individual investors (including high-net-worth clients), foundations, pension and charitable organizations across several hundred client relationships. The firm offers discretionary investment management, comprehensive wealth advisory and planning, trust and foundation services, bill-paying and consulting engagements.
The firm’s investment process blends fundamental and quantitative research with technical and charting analysis, and uses both long‑term and tactical strategies when appropriate; it may employ limited use of ETFs, fixed income, and options (including covered calls) and emphasizes ongoing portfolio monitoring and rebalancing. Westover provides regular client reporting and coordinates with third‑party professionals on tax, estate and legacy planning, and it discloses margin and other trading risks in its client materials.
What distinguishes Westover from many peers is its operating affiliation with an in‑house tax and accounting entity, Westover Capital Tax Services, LLC, and an expense‑sharing arrangement that the brochure discloses may create an incentive to offer those tax services to advisory clients (clients are informed these services are voluntary and are provided under separate agreements). The firm also documents a structured use of referral sources and “promoters” (including disclosures about whether a promoter is a client or non‑client and occasional nominal gifts), a practice the brochure treats as part of its client acquisition and advertising approach.
Client services
Expertise
Occupation focus
Fee options
Financial planning and consulting fees may be fixed fees; special advisory services fees negotiated based on complexity
$0 - Less than $1,000,000: 1.5% $1,000,000+: 0.75%
Financial planning and consulting fees billed hourly; specific rates negotiated per client
Account minimum: $1,000,000 Fee-only: Investment management and wealth advisory fees based on percentage of assets under management; financial planning and consulting fees charged as fixed or hourly fees
Main office
1013 Centre Rd, Suite 405
Wilmington DE 19805
Advisors at this office
6
Most active in
California · Connecticut · Delaware · Florida · Maryland · New Jersey · North Carolina · Pennsylvania · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Caitlyn T
CFP®, Series 63
Wilmington, DE
Westover Capital Advisors, LLC
Caitlyn Tierney is a CFP® and holds a Series 63 license, currently serving as a financial advisor at Westover Capital Advisors, LLC with three years of industry experience. Her prior roles include positions at Avantax Investment Services Inc., Fenstermacher & Company, PC, and Wells Fargo Bank. Westover Capital Advisors manages approximately $568.6 million for around 220 clients, including high-net-worth individuals, pension plans, and charitable organizations. The firm provides discretionary investment management, wealth advisory, trust services, and financial planning, combining fundamental and technical analysis with strategic asset allocation and selective use of ETFs and option strategies.
Harold S
Wilmington, DE
Westover Capital Advisors, LLC
Harold Sawyer, Jr. is a financial advisor with Westover Capital Advisors, LLC, where he has worked since 1999, bringing 26 years of industry experience. He holds leadership roles outside of investment advising, serving as chairman and CEO of The RAL Group, LLC, an entity formation and corporate filing business. Additionally, he serves as a director for several holding companies affiliated with Anheuser-Busch InBev. Westover Capital Advisors manages approximately $568.6 million for around 220 clients, including high-net-worth individuals, pension plans, and charitable organizations. The firm provides discretionary investment management, wealth advisory, and consulting services, employing a mix of fundamental and technical analysis alongside strategic asset allocation.
Dennis P
Series 65
Wilmington, DE
Westover Capital Advisors, LLC
Dennis Perdue is a Series 65-licensed advisor with Westover Capital Advisors, LLC, based in Wilmington, DE, with four years of industry experience. He previously worked at Whisman Giordano & Associates, LLC and Master, Sidlow & Associates, P.A. Mr. Perdue is also a CPA who operates an accounting and tax preparation business outside of his advisory role. Westover Capital Advisors manages approximately $568.6 million for about 220 clients, including high-net-worth individuals, pension plans, and charitable organizations. The firm offers discretionary investment management, wealth advisory, and consulting services, integrating tax and accounting services through a formal affiliate relationship.
Stephen C
CFP®
Wilmington, DE
Westover Capital Advisors, LLC
Stephen Crifasi is a CFP® professional with 4 years of industry experience. He is currently with Westover Capital Advisors, LLC and previously worked at Glenmede Trust Company and Wilmington Trust Company. Westover Capital Advisors is a team-based SEC-registered investment adviser serving individual investors, foundations, pension, and charitable organizations. The firm combines fundamental and quantitative research with technical analysis, employing both long-term and tactical strategies, and coordinates with third-party professionals on tax, estate, and legacy planning.
Harold S
CFA®
Wilmington, DE
Westover Capital Advisors, LLC
Harold Sawyer III is a CFA® charterholder with 17 years of industry experience. He has been with Westover Capital Advisors, LLC since 2008. Outside of his advisory role, he is a part owner of Registered Agents, Ltd and American Incorporator, Ltd, which provide incorporation and corporate filing services. Westover Capital Advisors manages approximately $568.6 million for around 220 clients, including individual investors, pension plans, and charitable organizations. The firm offers discretionary investment management, wealth advisory, and various financial services, utilizing fundamental and technical analysis alongside strategic asset allocation.
Matthew B
Series 63, Series 65
Wilmington, DE
Westover Capital Advisors, LLC
Matthew Beardwood is a financial advisor at Westover Capital Advisors, LLC with 15 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Glenmede from 2012 to 2016 before joining Westover Capital Advisors in 2016. Westover Capital Advisors manages approximately $568.6 million for about 220 clients, including high-net-worth individuals, pension plans, and charitable organizations. The firm provides discretionary investment management, wealth advisory, and consulting services, integrating tax and accounting offerings through a formal affiliate relationship.
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