Wharton Financial Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The Wharton Financial Group provides retirement, financial and estate‑planning and consulting services to individuals, business owners, pension plan sponsors, trust officers, corporations and not‑for‑profit organizations. Its brochure states the firm does not currently manage client assets on a discretionary or non‑discretionary basis and focuses on estate‑planning design and implementation, with negotiable project fees for those engagements.
The firm’s stated methods of analysis include fundamental, technical and cyclical approaches, but it does not execute client trades or maintain custody as part of its advisory business; reviews of plans and recommendations are performed at least annually and may be prompted by material economic changes. Clients may impose restrictions on recommendations, and implementation is left to clients or, if elected, conducted through the firm’s affiliated broker‑dealer.
Distinctive for a firm in this category, the firm’s principals are registered representatives of Cambridge Investment Research and are also licensed insurance agents, selling mutual funds, ETFs, variable products and insurance for commissions while disclosing those potential conflicts of interest. The firm does not rely on percentage‑of‑assets‑under‑management fees—instead using negotiable, project‑based fees for estate planning—and it does not participate in wrap or discretionary asset‑management programs.
Client services
Expertise
Fee options
Registered representative sells securities and insurance products for commissions; details vary by product.
Fee-only: Fees for financial and estate planning range from $0 to $2,000, negotiable, charged upon completion of the project.
Main office
114 State Road, Unit A 6
Sagamore Beach MA 02562
Advisors at this office
1
Most active in
Massachusetts
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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