Whitespace Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$39,091,572
Clients
27
Advisors
1
of 3 employees
About
Whitespace Financial serves individuals, high‑net‑worth clients, families and employers that sponsor participant‑directed retirement plans. The firm offers private client investment management, 401(k) investment management and ERISA/3(21) consulting, and financial planning.
Portfolios are tailored to client objectives and may include ETFs, individual equities, bonds and derivative strategies such as options and short sales, supported by fundamental, technical and macroeconomic analysis and periodic rebalancing. The firm manages both discretionary accounts and a substantial amount of non‑discretionary, participant‑directed assets (including qualified plans), obtaining client permission before effecting trades in non‑discretionary accounts and conducting at least annual portfolio reviews.
Distinctive features disclosed in the brochure include affiliations with a broker‑dealer (registered representatives and commissionable securities activity through Purshe Kaplan Sterling Investments, Inc.) and licensed insurance activity (advisory personnel may sell insurance products and receive commissions), both of which the firm discloses as potential conflicts of interest. The firm also operates under a custodial and clearing arrangement that routes trades through Pershing with Herold & Lantern as the clearing firm and maintains minimum threshold arrangements that can affect trade placement and cash‑balance management; policies and procedures are described to mitigate these conflicts.
Client services
Expertise
Occupation focus
Fee options
Financial planning flat fees generally range from $700 to $7,300
1.75% annually for Private Client Investment Management
Commissionable securities sales made by supervised persons registered with Purshe Kaplan Sterling Investments, Inc.
$335 per hour for financial planning
Account minimum: $300,000 for individuals and $750,000 for families (Private Client Investment Management service); waivable for friends and family referred by existing clients Fee-only: Financial planning charged on hourly or flat fee basis; hourly fee $335; flat fees range $700 to $7,300
Main office
8725 La Honda Rd., Ste. C 2
La Honda CA 94020
Advisors at this office
1
Most active in
California
Also doing business as
White Space Financial, LLC · Whitespace 401 K Services · Whitespace Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")