Bonita Springs, FL Office

Wilmington Capital Securities, LLC provides discretionary and non‑discretionary portfolio management and financial planning to individuals (including high‑net‑worth clients), pensions and profit‑sharing plans, trusts, estates, charitable organizations and business entities. The firm delivers fee‑based advisory services via custodial platforms including Charles Schwab, RBC Correspondent Services and Interactive Brokers, and also offers hourly and fixed‑fee planning arrangements in addition to percentage‑of‑AUM management fees.

WCS describes a tactical allocation approach that uses fundamental, technical and cyclical analysis and may employ equities, mutual funds, fixed‑income, options and cash positions to manage risk and pursue performance; portfolios are customized to client objectives and may include client‑imposed restrictions. The firm provides portfolio management within wrap‑fee programs sponsored by its clearing firm and does not maintain custody of client assets, relying on third‑party custodians for account custody and reporting.

What distinguishes WCS from most teams is that it is also a FINRA‑registered broker‑dealer operating a retail brokerage and investment banking business, and its associated persons are registered representatives who may sell securities and insurance products on a per‑contract basis, which the brochure discloses as a potential conflict of interest. The firm’s regulatory history includes public disclosure events (FINRA and state actions and a registered‑representative sanction in 2011–2022), and WCS identifies specific controls such as instructing clearing firms to rebate certain 12b‑1 fees, monitoring sweep interest arrangements, and supervisory procedures to address conflicts.