A complete list of active advisors currently associated with WJ Financial Advisors, LLC

Warmer can help you find a great advisor at WJ Financial Advisors, LLC or one who fits your needs even better.

WJ Financial Advisors, LLC is a fee-only financial planning and investment management firm that manages approximately $203 million in discretionary assets for about 272 clients through a four-advisor team. The firm provides ongoing discretionary portfolio management, stand‑alone and ongoing financial planning, and limited‑scope ERISA 3(21) retirement plan advisory services for individuals, trusts, estates, nonprofits, and small businesses. The firm emphasizes target asset allocation and the use of low‑cost passive index funds as central elements of portfolio construction, with discretionary rebalancing and tactical over/underweighting when warranted by market conditions. For certain clients, WJ Financial implements more complex techniques — including options writing, short sales, margin/borrowing, and other derivative instruments in separately managed accounts — and discloses the heightened risks associated with those strategies. Compared with many peers, WJ Financial’s documented use of derivatives and borrowing inside separately managed accounts is a notable, selective capability rather than a universal practice across all client accounts. The firm operates strictly on a fee‑only basis (no commissions), participates in institutional custody arrangements, has no stated account minimums, and maintains credentialed staff including a CFA charterholder.

To learn more about the advisors currently working at WJ Financial Advisors, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.