WorthyNest LLC

The firm provides advisory services to families, entrepreneurs, small business owners and high-net-worth individuals, offering investment management, family financial planning, retirement plan consulting, and tax preparation. It also delivers small-business accounting services such as bookkeeping, outsourced CFO work, payroll oversight, and exit planning tailored to owners preparing to sell.

The firm generally implements portfolios with a mix of passive vehicles (index mutual funds and ETFs) and selective active fundamental analysis for taxable accounts with embedded gains, and it manages client accounts on a non-discretionary basis, obtaining client approval before executing trades. Financial planning engagements produce a written or electronic plan with ongoing monitoring and annual reviews, and investment and implementation decisions are guided by client-specific investment policy statements.

Notable among peers, the firm combines advisory services with an accounting practice—providing tax compliance and small-business CFO support as part of its offerings—and uses a Value Acceleration Methodology for exit planning. The firm also runs public educational seminars, online courses and published resources (including a book and webinars), and provides retirement-plan consulting that engages an external 3(38) fiduciary for 401(k) plans, reflecting an emphasis on business-focused services and client education that is less common in similar independent advisers.