YFP Wealth

Your Financial Pharmacist was started in 2015 with a primary mission to help pharmacy professionals on their path towards achieving financial freedom. Through his experience of paying off $200,000 in debt, Tim Ulbrich, PharmD (YFP CEO) quickly learned that many pharmacists were struggling with mounds of student loan debt and a feeling of being overwhelmed and living paycheck-to-paycheck despite having a six-figure income. This led him to create the Your Financial Pharmacist blog in 2015 to encourage a community of pharmacists and pharmacy students to live a life free of financial stressors. In 2017, Tim teamed up with Tim Church PharmD (YFP CMO), to co-author Seven Figure Pharmacist: How to Maximize Your Income, Eliminate Debt and Create Wealth and he then eventually joined the team. Around that time, Tim Ulbrich met Tim Baker, CERTIFIED FINANCIAL PLANNER™ (YFP COO...that's me!), who had been serving pharmacists by providing fee-only financial planning services. Together they created the Your Financial Pharmacist Podcast in July 2017, which now has over a quarter-million downloads. In 2019, all three Tims joined forces merging the blog, podcast, book and financial planning firm under the Your Financial Pharmacist brand. The Tims also speak to pharmacy school and organization across the country and YFP is a strategic partner with the American Pharmacists Association (APhA).

Kimberly Bolton is a CFP® and Series 65-licensed advisor with five years of industry experience. She has worked at Your Financial Pharmacist since 2020 and previously was affiliated with The University of Alabama from 2016 to 2020. She is part of YFP Wealth, a firm that serves individuals, families, and small-business plan sponsors with comprehensive financial planning and investment management. YFP Wealth focuses on passive investment strategies with discretionary account management and integrates the Kinder Method (EVOKE) life-planning process into its services, while also offering educational seminars and targeted outreach to the pharmacy profession through its nonprofit affiliate, YFP Gives.

Ituoghirisic Igoni is a Series 65 credentialed advisor at YFP Wealth with one year of industry experience. Prior to joining YFP Wealth, he worked at Your Financial Pharmacist Planning, LLC and CLF Asset Management, and he has experience linked to the University of Wisconsin-Madison and Flora Homecare, LLC. YFP Wealth provides financial planning and investment management services to individuals, families, and small-business plan sponsors, emphasizing passive investment strategies with options for active management. The firm integrates a life-planning process into its services and engages in client education through podcasts, seminars, and nonprofit affiliations focused on the pharmacy profession.

Joshua Stewart is a CFP® and Series 65-licensed advisor at YFP Wealth with one year of industry experience. He previously worked at SilverOak Wealth Management, LLC for four years and has additional experience outside the financial industry. YFP Wealth serves individuals, families, and small-business plan sponsors, offering comprehensive financial planning, investment management, and retirement plan consulting. The firm emphasizes passive investment management with written policy statements and integrates life-planning processes into its services, along with client education through podcasts, seminars, and community-focused outreach.