Zimmer Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Zimmer Financial Planning provides comprehensive financial planning services for high‑net‑worth individuals, addressing investment planning, retirement, tax, estate, insurance and debt/credit planning through fixed‑fee and hourly engagements. The firm does not provide ongoing portfolio management, does not take custody of client assets, and reports having no assets under management.
The firm employs multiple methods of investment analysis — including charting, fundamental, technical and cyclical analysis — and may recommend mutual funds, equities, bonds, ETFs, REITs and insurance products as part of plan implementation, emphasizing long‑term trading and periodic consultation rather than discretionary management. Client plans are documented with written investment policy statements and accounts are reviewed at least quarterly by the sole adviser, with custodial statements provided directly by the custodian.
Compared with many independent advisory firms, Zimmer is notable for restricting its services to financial planning only and for not charging percentage‑of‑assets fees, instead relying on fixed and hourly billing arrangements. It operates as a small, single‑advisor practice that does not participate in wrap programs or accept third‑party compensation, and it reports that all client reviews and oversight are conducted directly by the firm’s sole adviser.
Client services
Expertise
Fee options
Fixed fees between $7,500 and $15,000 annually
$300 per hour
Fee-only: Fixed fees between $7,500 and $15,000 annually; hourly fees at $300 per hour
Main office
Bethel Park PA, United States
Most active in
Ohio · Pennsylvania · Texas
Also doing business as
Zimmer Financial Planning · Zimmer, Kathi Lynn
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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