Bethel Park, PA Florence Dr Office

Zimmer Financial Planning provides comprehensive financial planning services for high‑net‑worth individuals, addressing investment planning, retirement, tax, estate, insurance and debt/credit planning through fixed‑fee and hourly engagements. The firm does not provide ongoing portfolio management, does not take custody of client assets, and reports having no assets under management.

The firm employs multiple methods of investment analysis — including charting, fundamental, technical and cyclical analysis — and may recommend mutual funds, equities, bonds, ETFs, REITs and insurance products as part of plan implementation, emphasizing long‑term trading and periodic consultation rather than discretionary management. Client plans are documented with written investment policy statements and accounts are reviewed at least quarterly by the sole adviser, with custodial statements provided directly by the custodian.

Compared with many independent advisory firms, Zimmer is notable for restricting its services to financial planning only and for not charging percentage‑of‑assets fees, instead relying on fixed and hourly billing arrangements. It operates as a small, single‑advisor practice that does not participate in wrap programs or accept third‑party compensation, and it reports that all client reviews and oversight are conducted directly by the firm’s sole adviser.