Andreas Caruso

Bradley Fine is a Series 65-licensed financial advisor with eight years of industry experience. He is the sole principal of Four Seasons Investment Management LLC and previously worked at Sandy Spring Bank/TRUST for 17 years. Four Seasons Investment Management is an independent, fee-only firm serving individual investors, trusts, endowments, and select business entities. The firm offers discretionary wrapped investment management, hourly advisory services, and educational seminars, managing portfolios under a fiduciary Prudent Investor Standard with a focus on globally diversified allocations and tax sensitivity.

Ronald Anthony is the principal advisor at Atlantic Advisors, Inc. in Milford, Delaware. He holds Series 63 and Series 65 licenses and has 31 years of experience with Atlantic Advisors, a firm he has been with since 1995. Atlantic Advisors is an independent, fee-based investment adviser specializing in retirement-focused portfolios for individual clients, primarily serving current and retired public school employees in Maryland, along with business owners and health care professionals. The firm manages portfolios in-house on a discretionary basis, emphasizing risk management and long-term objectives through low-cost mutual funds and sector diversification.

Kevin Ohara is a CFP® professional with eight years of industry experience. He is currently with O'H Capital LLC, where he has worked since 2023, following a 16-year tenure at Truist Financial and a brief retirement. O'H Capital LLC provides discretionary asset management and ongoing investment advisory services to individuals, high net worth clients, trusts, small businesses, and estates. The firm develops client-specific investment strategies using fundamental and technical analysis and conducts quarterly portfolio reviews under discretionary trading authority.

Paul Jones is a financial advisor at Great Ocean Road Financial with 13 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. Prior to founding his current firm, he worked at Watchtower Wealth Management and held roles with various organizations including TransCore and the Commonwealth of Pennsylvania Comptroller's Office. Jones also owns and operates Jones Accounting Company LLC, providing accounting, bookkeeping, and tax preparation services. Great Ocean Road Financial is an independent advisory firm serving individual investors and plan sponsors with investment management, financial planning, and retirement plan consulting. The firm offers tailored portfolios using a mix of fundamental, technical, and quantitative analysis, and provides specialized ERISA advisory services, benefiting from the owner’s CPA background and affiliated accounting practice.

Glen Harding is the sole advisor at Harding's Wealth Managers, Inc. in Millsboro, DE, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has led his independent firm since 2006. Harding is also active as an independent insurance agent, selling fixed and indexed annuities as well as various life and long-term care insurance products. Harding’s Wealth Managers, Inc. offers personalized investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm provides both discretionary and non-discretionary asset management, constructing custom portfolios using mutual funds, ETFs, and other exchange-traded products, with ongoing account monitoring and formal reviews at least semiannually.

John Rothe is the sole advisor at ARTAIS Capital Management, LLC in Lewes, Delaware, holding Series 63 and Series 65 registrations with 24 years of industry experience. He has worked at ARTAIS Capital Management since 2006. ARTAIS Capital Management provides ongoing portfolio management and project-based financial planning to individuals, including high net worth clients, corporate entities, trusts, estates, and charitable organizations. The firm combines fundamental, technical, cyclical, and charting analysis to construct portfolios and offers both research-driven model portfolios and individualized management, with a notable emphasis on non-discretionary assets and serving institutional-type clients alongside individual households.