Berni Marie Stevens

James Randazzo is a financial advisor with LSP Advisory LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at GWN Securities Inc. for 15 years before founding LSP Planning LLC in 2014 and LSP Advisory, LLC in 2019. In addition to advisory work, Randazzo is involved in tax consulting and preparation, life insurance and annuities sales, and Medicare planning. LSP Advisory, LLC is an independent registered investment adviser serving individuals and high-net-worth clients, managing approximately $24.8 million across nearly 100 accounts. The firm primarily uses risk-based model portfolios and third-party sub-advisers, with a focus on quantitative and qualitative evaluation of managers, and offers services in equities, fixed income, mutual funds, ETFs, structured notes, REITs, and private/alternative investments.

As a second-generation American, I feel a strong drive to repay my parents for the sacrifices they made to give my brother and I the opportunities they never had. Seeing how hard my parents worked to provide for our family, I became fascinated with all things personal finance at an early age. I named my firm “Paradox” because, despite the fact that financial health is one of the most important things in life, financial education is almost entirely neglected! My passion and curiosity led me to pursue and receive a Bachelor’s in Finance from the University of Florida. From there, I embarked on a nearly decade-long journey as a traditional financial advisor. Along with an amazing team of individuals at Merrill, I worked hard to act in my client’s best interest every step of the way, yet I knew I couldn’t offer my most advanced solutions. The traditional fee-only assets-under-management model of financial advising just didn’t allow for the in-depth, no-stone-left-unturned approach I was looking for. All of that changed when I discovered the model of the advice-only financial advisor, which puts financial planning front and center for a flat fee. My goal is to educate and empower you to achieve your goals, not to manage as many of your assets as possible. This way, you can rest assured that I am incentivized to do what I believe will work best for you, not what will earn me the most fees. We’ll go over everything that contributes to your unique financial picture (that includes things like early retirement strategies, real estate, and familial obligations, to name a few). Along the way, I’ll teach you as much as you want to learn so that you can make informed decisions for yourself moving forward. Financial planning has been my life’s passion, and I’m so grateful to serve my clients. As a fiduciary and a CERTIFIED FINANCIAL PLANNER™ professional, I am committed to creating holistic, sophisticated plans for my clients so they can become financially independent.

Matthew Smith is a financial advisor at Parady Wealth Management with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Allianz Life Financial Services and Questar Capital Corporation. Parady Wealth Management provides discretionary investment management and sub-adviser selection services to individuals, high-net-worth clients, and charitable organizations. The firm uses model portfolios tailored by client risk profiles and operates with discretionary authority to manage and adjust investments.

Kathleen Laseter is a CFP® professional with 12 years of industry experience, currently serving at Parady Wealth Management. She has a longstanding background in accounting and tax services, operating her own CPA firm since 1993. Laseter is also an investment advisory board member for The Redemptorists of the Baltimore Province. Parady Wealth Management provides discretionary investment management and sub-adviser selection primarily to individuals, high-net-worth clients, and charitable organizations. The firm utilizes model portfolios tailored to client risk profiles and maintains a standardized, platform-oriented approach with discretionary authority over client accounts.

David Morgan is a financial advisor with REAP in Wealth Management, LLC, holding a Series 65 credential and 18 years of industry experience. He has worked with Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc., and has been affiliated with Reap, LLC since 2001. Outside of his advisory role, Morgan is a registered insurance agent involved in the sale of fixed and insurance products. REAP in Wealth Management provides fee-based wealth management and financial planning services to individual and high-net-worth clients, offering retirement and estate planning, cash flow and tax planning, and access to third-party portfolio managers. The firm implements investment strategies tailored to clients’ objectives and risk tolerances, utilizing both direct management and sub-advisors.

Raymond Bock III is a financial advisor with Rockdale Financial Services, Inc., holding Series 65 and Series 63 credentials and bringing 31 years of industry experience. He has worked at Cetera Advisors LLC for over a decade and has held various roles in education prior to his advisory career. Outside of finance, he is involved in a talent agency focused on acting. Rockdale Financial Services provides non-discretionary investment advisory services to individual and high-net-worth clients, as well as pension and profit-sharing plans. The firm offers portfolio management through allocations to mutual funds, ETFs, and independent managers, employing both fundamental and technical analysis.