Beverly Bertram

Rodney Andrae is the sole advisor at Andrae Financial Services LLC, an independent firm based in Darlington, Wisconsin. He holds a Series 65 designation and has 10 years of industry experience, including roles at Centralstar from 2014 to 2022. Andrae Financial Services is a state-registered independent investment adviser managing approximately $7 million in discretionary assets. The firm primarily serves individual and high-net-worth clients, offering customized asset management and financial planning with a focus on fundamental and cyclical analysis, using a variety of investment vehicles and quarterly account reviews.

Michelle Bertram is a Series 65-licensed financial advisor with 18 years of experience, currently operating Bertram Financial Advisor Services in Mineral Point, Wisconsin. She has been self-employed since 1997 and is also involved in insurance services as an owner. Bertram Financial Advisor Services places clients with third-party money managers and provides financial planning, portfolio management support, and adviser referrals. The firm does not manage assets directly but reviews third-party manager portfolios and suitability, acting as a liaison without exercising investment discretion.

Michelle Thomson Henry is a financial advisor with Avantax Planning Partners, Inc., holding the PFS™ designation and a Series 65 license, and has 12 years of industry experience. She has worked at Honkamp Krueger Financial Services since 2013 and has been a CPA at Honkamp Krueger & Co., PC since 2002, providing accounting and tax services. Avantax Planning Partners primarily serves individuals, pension and profit-sharing plans, charitable organizations, and businesses through collaborative referral arrangements with independent CPA firms and registered advisor representatives. The firm employs model-based style allocation strategies and discretionary portfolio management, supported by an Investment Advisory Committee and tax-intelligent overlays, operating within a larger corporate group that includes affiliated broker-dealer, investment adviser, insurance, and pension consulting entities.

Douglas Rogers is a financial advisor with Avantax Planning Partners, Inc., holding a Series 66 designation and nine years of industry experience. He has worked with HK Financial Services since 2016 and previously with ProEquities, Inc. Rogers is also a CPA and partner at Honkamp Krueger and Company, where he manages accounting, tax preparation, and consulting services. He serves as chairman of the board for Southwest Health Center in Platteville, WI. Avantax Planning Partners provides investment advice and planning primarily to individuals, pension and profit-sharing plans, charitable organizations, and businesses through collaborative referral arrangements with independent CPA firms and registered advisor representatives. The firm offers discretionary portfolio management using model-based style allocation strategies, retirement plan management, stand-alone financial planning, and tax-intelligent overlays, operating within a larger corporate group with integrated advisory and insurance services.

Aaron Cullen is a financial advisor with Avantax Planning Partners, Inc. based in Platteville, WI. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. Cullen has been affiliated with Honkamp Krueger Financial Services since 2013 and has a longstanding career at Honkamp Krueger dating back to 1997. Outside of advisory work, he serves as a volunteer treasurer on the board of Family Advocates, Inc., a domestic abuse shelter. Avantax Planning Partners provides investment advice and planning primarily to individuals, pension and profit-sharing plans, charitable organizations, and businesses through collaborative arrangements with independent CPA firms and registered advisor representatives. The firm employs model-based style allocation strategies with discretionary portfolio management and offers tax-intelligent overlays and centralized trading through designated custodians.

Michael Peat is a financial advisor at Harbour Investments, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked at First Rate Wealth Management since 2021, following 21 years at First Rate Financial. Peat serves as a board member of the Iowa-Grant Educational Foundation, a charitable organization supporting educational enrichment activities. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, and retirement plans. The firm employs a combination of fundamental and technical analysis to develop customized strategies using various investment instruments and offers model-based solutions through a subscription platform.