Courtenay Yvonne Lavigne

Victoria Holt is a CFP® with 17 years of industry experience, currently serving as an advisor at True Blue Financial, LLC. She has previously worked with LPL Financial and operates True Blue Tax, LLC, a tax preparation firm. In addition to her financial advisory role, she is a licensed insurance agent. True Blue Financial provides investment advice and financial planning to individual clients, trusts, estates, charitable organizations, and business entities. The firm employs a goal-driven, tailored investment process that utilizes asset allocation, model portfolios, and multiple analytical approaches, with ongoing monitoring and reallocation as needed.

Lucas Brown is a CFP® professional with 26 years of industry experience. He is affiliated with True Blue Financial, LLC and has been involved with the firm since 2009. Brown also operates True Blue Tax, LLC and serves as an adjunct professor at Cornerstone University. He owns a small family farm that produces grain and grapes. True Blue Financial provides investment advice and financial planning primarily to individual clients, trusts, estates, charitable organizations, and business entities. The firm uses a goal-driven, tailored investment approach, incorporating asset allocation, model portfolios, and a mix of fundamental, technical, and cyclical analysis, while utilizing AI tools and offering discretionary portfolio management through LPL-sponsored programs.

Richard Martin III is a financial advisor at True Blue Financial, LLC in Stevensville, MI, holding a Series 66 designation with six years of industry experience. He has previously worked at Crowe Horwath, LLP and has been involved with True Blue Financial and related entities since 2017. In addition to his advisory role, he is a licensed notary and provides tax preparation and planning services through True Blue Tax, LLC. True Blue Financial offers investment advice and financial planning to individual clients, trusts, estates, charitable organizations, and business entities. The firm employs a goal-driven, tailored investment process that includes discretionary portfolio management and utilizes model portfolios, third-party managers, and LPL-sponsored programs.

John Gannon is a CFA® charterholder with 19 years of industry experience. He is currently with WealthCare Financial Group, Inc. and has previously worked at firms including LPL Financial, Fidelity Investments, JP Morgan Securities, and Merrill. WealthCare Financial Group serves individuals and families, business owners, non-profit organizations, and retirement plan sponsors. The firm offers financial planning, retirement planning, portfolio management, pension consulting, and rollover guidance, employing a “Structured Investing” approach based on diversified, customized portfolios and a long-term focus.

Stephen Dissette is a financial advisor with Horter Investment Management, LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Horter since 2014 and concurrently operates Stephen D. Dissette & Associates, where he offers fixed investments and annuity products through workshops and educational programs. Horter Investment Management provides portfolio management, financial planning, and retirement-plan advisory services to individuals, trusts, pension plans, corporations, and insurance-company clients. The firm offers a range of model, multi-manager, and custom portfolios, combining tactical and passive strategies with access to alternative investments and third-party managers.

Derek Middleton is a financial advisor with Kovack Advisors, Inc. in Buchanan, MI, holding a Series 63 designation and bringing 33 years of industry experience. He has worked with Kovack Advisors and Kovack Securities since 2011, following prior roles at VOYA Financial Advisors and Ameriprise. Middleton operates a DBA, Middleton Financial, through which he provides financial planning and investment advice. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, employing a structured investment approach supported by Envestnet and a combination of internal and third-party management solutions.