Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
ChFC®, Series 66
Experience Industry experience
17 years
Location
Beaufort, SC
RFG Advisory, LLC
Multi-team
David Koren Jr. is a financial advisor with RFG Advisory, LLC, holding the ChFC® designation and a Series 66 license, and has 17 years of industry experience. He has worked at Private Client Services, LLC and Kestra Advisory, among other firms. He serves on the advisory board of All Saints Catholic School, providing guidance on social and fundraising events. RFG Advisory offers investment advisory and planning services to a diverse client base, including individual and high-net-worth investors, retirement plans, and select institutional clients. The firm employs primarily discretionary investment strategies, including firm-managed model portfolios and third-party platforms, and serves as sub-adviser to multiple ETFs while providing access to alternative investments and insurance products.
Based on RFG Advisory, LLC
Based on RFG Advisory, LLC
Flat fees for financial planning and consulting services up to $50,000 negotiated per engagement
$0+: up to 2.35% annually (varies by Financial Advisor; schedules are flat, linear, or tiered; negotiated individually) $0+: up to 0.50% RFG annual platform fee (included in total advisory fee) $0+: 0% to 1.00% strategist fee by manager (if applicable) $0+: Sub-adviser fee for Bluemonte Funds: 0.15% annually $0+: Retirement Plan Consulting fees not exceeding 1.00% of plan assets under management, negotiated case-by-case $0+: Annuity management fees up to 1.15% annually (billed quarterly advance) $0+: SMArtX accounts under $10,000 incur additional $10/month platform fee
Some Financial Advisors are also registered representatives and receive commissions for sale of securities and insurance products; RFG receives portion for administrative support
Hourly charges are possible for consulting but specific rates not disclosed
Minimum fee: $12.50 non-refundable quarterly Account Service Fee deducted from Client accounts held at Fidelity, Pershing and Schwab; $10 per month platform fee for accounts under $10,000 under SMArtX platform Fee-only: Flat fees up to $50,000 for financial planning and consulting services, negotiated between Financial Advisor and Client
Beaufort, SC
Beaufort SC
Advisors at this office
1
South Carolina · Texas · Virginia
17 years of industry experience
Private Client Services, LLC
2022 - Present • 4 years
Glen Allen, VA
RFG ADVISORY, LLC dba RVA WEALTH MANAGEMENT
2022 - Present • 4 years
Glen Allen, VA
Kestra Advisory
2016 - 2022 • 6 years
Glen Allen, VA
Kestra Investment Services, LLc
2016 - 2022 • 6 years
Glen Allen, VA
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 63
Beaufort, SC
Carolina Planning Group LLC
Jack Worrell is a CFP® with 17 years of industry experience, currently serving as the sole advisor at Carolina Planning Group LLC in Beaufort, SC. His prior work includes three years at Woodbury Financial Services Inc. and over two decades at Kinghorn Insurance Agency. In addition to his advisory role, he is active as an insurance agent specializing in property and casualty sales. Carolina Planning Group provides personalized financial planning and investment management to individuals, high-net-worth clients, and entities such as pension and profit-sharing plans, trusts, and charitable organizations. The firm uses a strategic asset allocation approach emphasizing passive, multi-factor investments and primarily recommends Dimensional Fund Advisors mutual funds for core portfolio exposure.
ChFC®, Series 63
Beaufort, SC
BG Financial Advisors, LLC
Robert Green is the principal advisor at BG Financial Advisors, LLC in Beaufort, SC, with 24 years of industry experience. He holds the ChFC® and Series 63 designations and has been operating his advisory business since 1988. Green is also a licensed attorney, though he is not currently practicing law, and he spends a small portion of his time involved in insurance sales. BG Financial Advisors serves individual clients by providing financial planning and investment management focused on retirement strategies. The firm employs discretionary portfolio management using asset-allocation model portfolios through SEI Private Trust, supplemented with customized allocations, and coordinates planning with clients’ tax and legal advisors.
Series 63
Beaufort, SC
Atlantic Capital Investments, LLC
Kent Thune is a financial advisor at Atlantic Capital Investments, LLC with 22 years of industry experience. He has held his current role since 2006 and previously worked at American Pensions, Inc. from 2000 to 2006. He holds a Series 63 designation. Atlantic Capital Investments, LLC is a fee-only registered investment adviser serving individuals, corporate clients, and pension, 401(k), and profit-sharing plans. The firm emphasizes pension consulting and manages client portfolios on a non-discretionary basis using no-load and load-waived mutual funds and ETFs, with regular reviews and rebalancing.
Series 63, Series 65, Series 66
Beaufort, SC
Jemma Financial Services
Gay Wagner is a financial advisor at Jemma Financial Services with 11 years of industry experience. Wagner holds Series 63, 65, and 66 licenses and has worked at Jemma Investment Advisors since 2021, following seven years at Brown Advisory and a year at Merrill. Jemma Financial Services advises individual investors—including high-net-worth clients—as well as pension plans, charities, and other entities, managing approximately $140 million across five advisors. The firm offers discretionary portfolio management based on five risk-targeted model portfolios and integrates financial planning into its portfolio services using MoneyGuidePro.
Series 63
Bluffton, SC
Walls Investment Management Company
Richard Walls is a financial advisor at Walls Investment Management Company in Bluffton, SC, with 30 years of industry experience. He has worked at Walls Investments since 1998 and holds a Series 63 designation. Walls Investment Management provides personalized investment management and financial planning services to individual and institutional clients, including pension and profit-sharing plans, trusts, estates, and small businesses. The firm uses a mix of fundamental, technical, and cyclical analysis to construct portfolios focused on liquid instruments, and it offers discretionary portfolio management with regular account reviews.
Series 66
Bluffton, SC
Van Grouw Advisors, LLC
Matthew Van Grouw is a financial advisor at Van Grouw Advisors, LLC with three years of industry experience. He holds a Series 66 designation and has worked at several firms, including IBN Financial Services, Inc. and Guardian Industries. In addition to his advisory role, he is employed as a staff accountant at James L. Van Grouw LLC, an accounting firm. Van Grouw Advisors, LLC provides discretionary asset and portfolio management services to individuals, high-net-worth clients, trusts, and estates. The firm employs a combination of fundamental and technical analysis across various strategies, including derivatives and margin use, and conducts regular portfolio reviews with tailored investment approaches.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)