Henry Schacht is the sole advisor at Devotion Capital Management in Granger, Indiana, holding the CFA® designation and Series 65 license with 24 years of industry experience. He founded Schacht Value Investors, LLC in 2002 and has been involved with Schacht and Company, Inc. since 1995. Outside of financial advising, he is a shareholder and advisor to a family citrus production and sales business. Devotion Capital Management provides discretionary investment management and advisory services to individuals, trusts, estates, and institutional clients, managing approximately $38 million in assets. The firm employs a value-investing approach centered on fundamental analysis and a margin-of-safety buy discipline, maintaining relatively concentrated, all-cap portfolios with internally generated research and low turnover.

Christopher Horoky is the principal of Horoky Private Wealth, LLC in South Bend, Indiana, with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Edward Jones, Howard Bailey Securities, and Uncharted Wave Wealth Advisors. Horoky Private Wealth, LLC is an independent firm providing discretionary portfolio management and retirement-account fiduciary services to individuals and high-net-worth clients. The firm combines fundamental analysis, modern portfolio theory, and quantitative methods in a long-term trading approach, offering customized investment solutions with a focus on mutual funds, equities, fixed income, ETFs, and insurance products.

Rakesh Mehta is the principal of Mehta Money, LLC, an independent advisory firm based in South Bend, Indiana. He holds the CFP® designation and has 22 years of industry experience. Prior to founding Mehta Money in 2018, he worked at First Heartland Consultants, Inc. and First Heartland Capital, Inc. Mehta also serves as president and insurance agent of Mehta Wealth Strategies, Inc., a related insurance and fixed annuities business. Mehta Money, LLC provides investment advisory services primarily to individual clients, as well as trusts, charitable organizations, and business entities. The firm offers discretionary portfolio management, financial planning, and consulting services, and manages relationships with third-party managers using a tailored approach based on client goals and risk tolerance.

Edward Bails is a CFP® with 29 years of industry experience and currently serves as the sole advisor at Fortified Wealth in Elkhart, IN. Prior to founding Fortified Wealth Advisors, LLC in 2024, he held advisory roles at firms including Enlightened Finance LLC, AE Wealth Management, Arbor Point Advisors, and Securities America. He is also the owner and president of B2 Financial, Inc., an insurance agency. Fortified Wealth is an independent investment adviser providing discretionary wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm employs a fundamentally driven, long-term investment approach primarily using ETFs and allows for individual equities, bonds, mutual funds, and alternative investments, with continuous account monitoring and annual formal reviews.

I'm Brennan Vitali, the founder of Vitality Wealth Planning and a CERTIFIED FINANCIAL PLANNER professional. My family splits time between the U.S. and Costa Rica, and I built this firm specifically for families making that same transition. Most financial advisors have never handled a client leaving the country. I have. I know what it feels like to sit with the tax unknowns, the healthcare gap, the "are we making a huge mistake" feeling. That firsthand experience is why I focus exclusively on cross-border financial planning for Americans relocating to Costa Rica. My work covers the full picture: cross-border tax strategy, investment management across two countries, healthcare planning for the gap before CAJA eligibility, estate planning that works in both jurisdictions, and the sequencing of accounts and assets before, during, and after the move. As a fee-only fiduciary, I don't sell products. I charge for planning and advice. Whether you're in the early research phase or you've already booked the flight, I help you make confident financial decisions so you can focus on the life you're building abroad.

Stop Guessing. Start Planning. When it comes to money, there’s the strategic way—and then there’s every other way. Since 2010, our fee-only CFP® and CPA professionals have been helping clients build strategies and portfolios designed to meet long-term goals and simplify their financial lives. We’ve dedicated our careers to helping you define and execute the financial strategies that power your life. IFPS aims to serve as your trusted advisor, helping you craft a comprehensive and tax-efficient financial strategy that aligns with your values and life vision.

Aaron Coates is a CFP® with 19 years of industry experience and is the sole advisor at Relevant Financial Advisors LLC, an independent registered investment adviser based in Elkhart, IN. He has led the firm since 2015. Relevant Financial Advisors serves individuals, families, and select entities with complex financial situations, offering comprehensive financial planning and discretionary portfolio management through concierge and traditional service tiers. The firm employs a core-and-satellite investment approach guided by written policies, incorporating third-party research and derivative strategies, including options, to manage risk and express market views.

William Vail is a financial advisor with Integrity Wealth Advisors in Granger, Indiana, holding a Series 66 designation and seven years of industry experience. He has worked at Integrity Wealth Advisors since 2022 and has also been affiliated with Securities America since 2019. Vail has additional experience outside finance working for Millers Alehouse from 2009 to 2022. Integrity Wealth Advisors provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm utilizes a long-term, modern portfolio theory-based approach emphasizing ETFs and diversified asset allocations aligned with client risk tolerance.

Earl Brown Orth is a financial advisor at Pathway Asset & Tax Advisory with one year of industry experience. He holds the Series 66 designation and has prior work experience in financial services and healthcare-related companies. Pathway Asset & Tax Advisory provides investment advisory services to individuals, trusts, and small pension plans, offering both discretionary and non-discretionary portfolio management as well as pension consulting. The firm combines investment management with accounting, tax advisory, and insurance services, utilizing diversified portfolios with occasional tactical adjustments.

Ronald Silverman is a CFP® with over 50 years of experience in financial advising. He is the president and sole advisor at Creative Financial Planning Advisors, Inc., an independent firm based in South Bend, Indiana. His prior experience includes roles at 2W Technologies and Capital Financial Services, and he also provides income tax consulting through his CPA practice. In addition to his advisory work, he serves as CFO and part-owner of a software company specializing in job cost accounting for manufacturing businesses. Creative Financial Planning Advisors, Inc. provides discretionary portfolio management primarily to medium- to high-net-worth individuals, family groups, trusts, IRAs, corporations, business entities, and not-for-profit organizations. The firm offers a range of financial planning services and utilizes fundamental analysis and third-party research to create individualized portfolios, incorporating mutual funds, ETFs, and alternative strategies as appropriate.

William Vail is a financial advisor with Integrity Wealth Advisors, holding a Series 63 designation and 29 years of industry experience. He has been with Integrity Wealth Advisors and its related entities since 2018 and has worked with Securities America since 2002. Outside of his advisory work, he is a member of the Kiwanis Club of South Bend and serves on the board of the St. Joseph River Valley Flyfishers, a nonprofit focused on conservation and flyfishing advocacy. Integrity Wealth Advisors serves individual and high-net-worth clients, offering discretionary portfolio management and financial planning based on documented client objectives and risk tolerance. The firm employs a long-term, modern portfolio theory-based investment approach, utilizing ETF-based allocations, mutual funds, fixed income, real estate funds, annuities, commodities, and third-party sub-advisors such as SEI Investments Management Corporation.

Michael Anthony is a CFP® with seven years of experience at Golden Years Financial Advisors, Inc. in South Bend, IN. He has also operated the Michael Anthony Agency since 2019, providing fixed insurance sales. Michael's background includes earlier work at Idea Translations and nearly a decade as a full-time student prior to his financial services career. Golden Years Financial Advisors offers financial planning and consulting to individuals, focusing on cash flow and retirement planning, insurance reviews, and portfolio allocation advice. The firm provides fixed-fee or hourly planning and coordinates investment implementation through third-party managers, with ongoing account monitoring and reviews.

Richard Horner Jr. is a financial advisor with Atlantis Wealth Advisors LLC in Elkhart, IN, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Atlantis Wealth Advisors since 2015 and previously worked at Purshe Kaplan Sterling Investments. Outside of his advisory role, Horner is involved in community service through the Elkhart Breakfast Optimist Club and serves as a member and past president of Marine Riders Michiana, a charity focused on veteran and youth services. Atlantis Wealth Advisors LLC provides financial planning, asset management, and consulting services to a diverse client base that includes individuals, high-net-worth clients, pension plans, trusts, and charitable organizations. The firm employs a combination of proprietary strategies and third-party managers, using both discretionary and non-discretionary approaches, and manages approximately $146.7 million in assets across five offices.

Brock Weaver is a CFP®-designated financial advisor with 28 years of industry experience. He is the principal of Pathway Asset & Tax Advisory and has previously worked at Harbour Investments, Inc. and Loucks & Weaver CPA. Outside of advisory work, Weaver holds a private equity interest in a fabricated metal and machining company and is a partner in a CPA firm. Pathway Asset & Tax Advisory is a newly registered investment adviser offering portfolio management, pension consulting, accounting, and tax advisory services. The firm constructs diversified portfolios using long-term strategic allocations with tactical adjustments and may engage sub-advisers to implement client programs.

Kevin Anthony is a financial advisor with Golden Years Financial Advisors, Inc. in South Bend, IN, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has led several related businesses, including Golden Years Planning Group and The Sanders Agency, where he owns and manages a health insurance practice. Golden Years Financial Advisors provides financial planning and consulting to individual clients, offering fixed-fee and hourly services focused on cash-flow and retirement planning, insurance reviews, and portfolio allocation advice. The firm acts as a liaison to third-party investment managers for portfolio implementation and ongoing monitoring.

Nicholas Vail is a Certified Financial Planner (CFP®) with over 14 years of experience in the financial services industry. He is currently affiliated with Integrity Wealth Advisors and has worked with Securities America since 2013. Outside of his advisory role, he is an owner of Fast Dance LLC, a business unrelated to his financial work. Integrity Wealth Advisors serves individual and high-net-worth clients, providing discretionary portfolio management and financial planning. The firm uses a modern portfolio theory approach and offers tailored investment plans, often incorporating ETF-based allocations and third-party sub-advisors.

Tanner Watson is a CFP® with seven years of industry experience, currently serving at Walter & Keenan Wealth Management. He previously worked at Korhorn Financial Group, KFG Wealth Management, and RSM US Wealth Management. Walter & Keenan Wealth Management provides personalized investment advisory and financial planning services primarily to high-net-worth individuals and family groups. The firm emphasizes fundamental analysis and constructs individualized portfolios with a focus on dividend growth and quality-oriented equity selection, while also offering specialized services for private foundations and endowments.

Matthew Aurenz is a financial advisor at Hilltop Wealth & Tax Solutions with 24 years of industry experience. He holds the ChFC® and Series 66 designations. Prior to joining Hilltop Wealth Solutions in 2018, he worked at Ameriprise Financial Services, Inc. for 16 years. Outside of his advisory role, Aurenz serves as treasurer and board member for Bethel Valparaiso Church and is a board member of Hilltop Kids, a nonprofit providing support to underprivileged children and families. Hilltop Wealth & Tax Solutions serves individual and institutional clients, including high-net-worth individuals, trusts, and tax-exempt entities, offering discretionary portfolio management, comprehensive financial and tax planning, and retirement account management. The firm integrates tax and estate considerations into its investment recommendations and combines advisory services with affiliated tax and bookkeeping capabilities.

Clifton Hawkins is a financial advisor at Hilltop Wealth & Tax Solutions with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including NYLife Securities, Mass Mutual, and Flagstar Bank. Hawkins is also licensed in insurance since 2005. Hilltop Wealth & Tax Solutions serves individual and institutional clients with discretionary portfolio management, financial and tax planning, and retirement plan management. The firm integrates tax and estate considerations into investment decisions and combines advisory services with affiliated tax and bookkeeping capabilities.

Jennifer Rupp is a CFP® with 17 years of industry experience, currently serving at Hendershott Wealth Management, LLC. Her prior experience includes roles at Mutual Securities, Inc. and Guidance Investment Advisors, LLC. Outside of her advisory work, she is an independent consultant for Arbonne, a non-investment related business. Hendershott Wealth Management provides investment and planning services to individuals, trusts, estates, charitable organizations, and business entities, including high-net-worth clients. The firm offers tailored portfolio management, financial planning, and a financial coaching program, primarily using mutual funds, ETFs, and model portfolios with a non-discretionary approach requiring client approval for transactions.