Francisco Cossio Franco

Broc Wavra is a financial advisor with Valley Wealth Strategies, LLC, holding a Series 66 credential and over 20 years of industry experience. He has worked with LPL Financial LLC since 2017 and has been associated with Zuk Financial Group since 2011. Outside of his advisory roles, he works part-time as a paralegal at Citadel Law Offices. Valley Wealth Strategies, LLC serves individuals, families, trusts, small businesses, charitable organizations, and retirement plans by providing customized investment management and financial planning. The firm employs a primarily long-term investment approach supplemented by fundamental, technical, and cyclical analysis, and manages approximately $1.2 billion in assets with a notable portion handled on a non-discretionary basis.

Dale Howard is a financial advisor with LPL Financial in Brawley, CA, holding a Series 63 license and 38 years of industry experience. He has been with LPL Financial since 1993. Outside of his advisory role, he serves as president of KD Howard Investments, Inc., an S corporation under which he conducts business alongside his LPL affiliation. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Paul Ochoa is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and Navy Federal Credit Union among other firms. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Trisha Howse is a CFP® professional with 25 years of experience in the financial services industry. She has worked at LPL Financial since 2011 and has been affiliated with Uvest Financial Services Group since 2003. Howse operates a DBA, Valley Financial Management, under her LPL business. LPL Financial serves a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of advisory and brokerage services supported by an in-house Research team and a large network of investment adviser representatives.

Tito Gutierrez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.