Broc Wavra is a financial advisor at Valley Wealth Strategies, LLC with 21 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2017, concurrently serving with Valley Wealth Strategies and Zuk Financial Group. In addition to his advisory roles, he works part-time as a paralegal at Citadel Law Offices. Valley Wealth Strategies, LLC is an SEC-registered multi-advisor firm providing investment management, financial planning, and retirement plan advisory services to a diverse client base that includes individuals, families, trusts, small businesses, and charitable organizations. The firm primarily employs a long-term investment approach while offering both discretionary and non-discretionary account management, and manages a majority of its assets on a non-discretionary basis.

Dale Howard is a financial advisor with LPL Financial in Brawley, CA, holding a Series 63 designation and bringing 39 years of industry experience. He has been with LPL Financial since 1993. Outside of his advisory role, he serves as president of KD Howard Investments, Inc., an S corporation operating primarily under the LPL brand. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies.

Paul Ochoa is a financial advisor at J.P. Morgan Securities with a Series 66 designation and four years of industry experience. His career includes roles at JPMorgan Chase Bank, Navy Federal Credit Union, and Navy Federal Investment Services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide fund and strategy recommendations.

Trisha Howse is a CFP® with 26 years of industry experience, currently serving as a financial advisor at LPL Financial since 2011. Her prior experience includes roles at Uvest Financial Services Group and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, utilizing various investment strategies and operational tools.

Francisco Cossio Franco is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked with Unionbanc Investment Services and Union Bank. Outside of his advisory role, he is involved in ride-sharing and auto leasing, as well as providing notary public services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of advisors. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management, supported by operational tools such as machine learning.