Griffin M Saddler

Ryan Mccallum is a financial advisor with Valic Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include work at AGIA and a brief tenure at the YMCA of Greater Grand Rapids. He also serves as an agent involved with non-securities insurance products. Valic Financial Advisors, Inc. primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and multiple wrap programs, utilizing a technology-driven approach with discretionary unified managed accounts and third-party model managers.

Jessica Howard is a financial advisor with LPL Financial in Alpena, Michigan, holding a Series 66 designation and having one year of industry experience. Her prior work includes roles at Alpena Alcona Area Credit Union, mBank, and Alpena Community College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with a platform supporting both discretionary and non-discretionary investment strategies.

Cameron Bernicki is a financial advisor at LPL Enterprise with four years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Thrivent Financial and Thrivent Investment Management Inc. Outside of his advisory role, Bernicki coaches junior varsity hockey and the Alpena 45ers sports teams in Alpena, MI. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm utilizes model-driven investment strategies and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Gary Altman is a financial advisor with LPL Financial in Alpena, MI, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior work includes positions at Mariner Wealth Advisors and Heber Fuger Wendin, Inc, as well as long-term roles at Calcite Credit Union and Alpena Alcona Area Credit Union. Outside of his advisory work, he is involved in a family farming operation in Rogers City, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Andrew Kowalski is a CFP®-designated financial advisor at Edward Jones with nine years of industry experience. He has worked at Edward Jones since 2017 and previously spent three years at MidMichigan Health. Outside of his advisory role, Kowalski is involved in his community as a Learn to Skate instructor for the Alpena Hockey Association and serves as Vice President of the Northern Lights Arena board of directors. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Emma Strong is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2018, with prior roles at JP Morgan Chase Bank, Cypress Capital Family Office & Wealth Management, and SI Capital. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm provides a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.