James Michael Smith

William Smith is a financial advisor with RFG Advisory, LLC, based in Williamstown, KY, holding Series 63 and Series 66 credentials and having 29 years of industry experience. He previously worked at Arbor Point Advisors, Securities America Inc., Securities America Advisors, and E. Thomas & Associates Inc., where he continues to manage a tax and accounting business providing tax planning, business start-up services, and loan proposal assistance. RFG Advisory serves a diverse client base including individual and high-net-worth investors, retirement plans, and institutional clients such as investment companies and government entities. The firm offers discretionary portfolio management, financial planning, retirement plan consulting, and access to alternative investments, employing a range of model strategies and third-party platforms.

James Keith is an investment advisor at RFG Advisory, LLC with 15 years of experience in the financial services industry. He has worked at RFG Advisory since 2019 and previously spent time at Arbor Point Advisors and Securities America, Inc. Keith is registered with Series 63 and Series 65 licenses. RFG Advisory serves a diverse client base including individual and high-net-worth investors, retirement plans, and institutional clients such as investment companies and government entities. The firm offers discretionary portfolio management, financial planning, retirement plan consulting, and access to alternative investments and annuity platforms, leveraging a variety of model strategies and third-party platforms.

Clifford Brown is a financial advisor with Charles Schwab in Butler, KY, holding Series 63 and Series 66 licenses and 18 years of industry experience. He previously worked at Fidelity Investments and Fidelity Personal and Workplace Advisors for a total of 14 years before joining Schwab in 2021. Outside of advising, he owns Prime Vibes Meditation, where he teaches meditation classes and produces related content, and serves as a brand ambassador for Raw Nutrition. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to affiliated discretionary managed accounts. The firm is notable for its scale, integrated service model, and multi-asset investment approach.

Scott Davis is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 licenses and is based in Covington, KY. Davis has been with Fidelity Investments since 2004. Fidelity's Strategic Advisers LLC, where Davis works, offers investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model strategies.

Luke Banks is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 licenses and seven years of industry experience. His professional background includes roles at Wells Fargo, Infinex Investments, Flagstar Bank, and LPL Financial prior to joining Thrivent. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm provides holistic, goal-based planning across various topics, including retirement, tax, and estate planning, while keeping planning and managed-account services distinct.

Carl Campbell is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with LPL Financial and previously worked at Edward Jones and Nielsen. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research assistance.