Janice G Ainsworth

Deborah Doucet is a CFP® professional with 16 years of experience in financial advising. She is the sole advisor at Saco River Financial Planning in Bartlett, NH, and has previously worked at LPL Financial and Citizens Securities, Inc. In addition to her advisory work, she engages in self-publishing books and serves as an adjunct instructor. Saco River Financial Planning serves middle-income individuals and families, as well as trusts, estates, charitable organizations, and small businesses, offering comprehensive financial planning and investment advisory services with a focus on client-directed, largely non-discretionary asset management.

Craig Duvarney is the principal of Craig Duvarney, CFP, an SEC-registered, single-adviser firm based in Bartlett, New Hampshire. He holds the CFP® designation and has 26 years of industry experience, including roles at Royal Alliance Associates, Inc. and Osaic Wealth. Duvarney volunteers as a guest lecturer and mentor at Babson College and serves as a counselor for the Van Noy Valor Foundation, a nonprofit supporting disadvantaged youth. His firm primarily serves high-net-worth individuals and families, offering written financial planning, customized portfolio management, and retirement plan consulting. The investment approach includes long-term positions using actively managed mutual funds, ETFs, stocks, bonds, and cash equivalents, with discretionary authority commonly used for rebalancing and quarterly account reviews.

James Mac Millan is a financial advisor at Empower Advisory Group with 26 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior experience includes roles at GWFS Equities, Inc., Bank of America, N.A., and Merrill. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Lawrence Nicotera is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has worked with GWFS Equities, Inc. since 2017. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies to emphasize long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Stephen Goldsmith is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Commonwealth since 2008 and previously at Valic Financial Advisors and Casco Bay Wealth Advisors. Outside of his advisory role, he serves as a selectman for the town of Lovell, Maine, owns and operates a farm, and provides emergency medical technician services with local rescue organizations. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm offers a comprehensive support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Joshua Wilson is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently with Commonwealth Financial Network and previously worked at PIN Wealth, LLC, Purshe Kaplan Sterling Investments, Inc., Securities America, Inc., Securities America Advisors, and National Planning Corporation. Outside of advisory work, he co-owns PIN Insurance, Inc., which facilitates fixed insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, third-party asset manager access, retirement consulting, and custodial services.