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Credentials
ChFC®, Series 63
Experience Industry experience
44 years
Location
Cape Girardeau, MO 63701
Nwf Advisory Services Inc
Multi-team
Kevin Govero is an investment advisor representative with NWF Advisory Services Inc, holding the ChFC® designation and Series 63 license. He has 44 years of industry experience and has worked with firms including Independent Financial Group, LLC and Signator Investors, Inc. He serves as a board member for Saint Francis Medical Center, a nonprofit organization. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through a network of over 100 advisory representatives. The firm primarily serves individual and high-net-worth clients with portfolio management, financial planning, and retirement plan consulting using a technology-driven, open-architecture platform.
Based on Nwf Advisory Services Inc
Flat fees for financial plans range from $500 to $1,500 (BASIC), $1,500 to $3,000 (INTERMEDIATE), starting at $3,000 (ADVANCED); Retirement Plan Consulting fixed fees range from $5,000 to $100,000.
$50,000 - $99,999: n/a $100,000 - $249,999: 2.10% $250,000 - $499,999: 1.875% $500,000 - $749,999: 1.65% $750,000 - $1,249,999: 1.425% $1,250,000 - $1,999,999: 1.20% $2,000,000 - $4,999,999: 0.975% $5,000,000 - $24,999,999: 1.00% $25,000,000+: 0.775%
Advisory Representatives may receive commissions as Registered Representatives of Osaic for securities and insurance products sold, in addition to advisory fees.
Financial planning hourly fees range from $150 to $1,000 per hour; Retirement Plan Consulting hourly fees range from $50 to $300 per hour.
Account minimum: $50,000 for Advisor Managed Portfolios (both Wrap and Non-Wrap Accounts); $5,500 minimum for Model Portfolios Program and UMA Program (varies by Program Manager and Asset Allocation Model); no minimum for Financial Planning and Retirement Plan Consulting (minimums may be waived at sponsor's discretion) Fee-only: Financial planning fees: BASIC Plan $500-$1,500, INTERMEDIATE Plan $1,500-$3,000, ADVANCED Plan starting at $3,000; hourly fees $150-$1,000 per hour; Retirement Plan Consulting fees fixed $5,000-$100,000 or hourly $50-$300 per hour; fees negotiable.
Cape Girardeau, MO
720 Caruthers Ave
Cape Girardeau MO 63701
Advisors at this office
1
Missouri
44 years of industry experience
OSAIC
2023 - Present • 3 years
Cape Girardeau, MO
The Ameriflex Group
2023 - Present • 3 years
Las Vegas, NV
SagePoint Financial, Inc.
2023 - Present • 3 years
Cape Girardeau, MO
Independent Financial Group, LLC
2018 - 2023 • 5 years
Cape Girardeau, MO
Signator Investors, inc.
2016 - 2018 • 2 years
Cape Girardeau, MO
American General Life
2015 - Present • 11 years
Amarillo, TX
St. Francis Medical Center
2003 - Present • 23 years
Cape Girareau, MO
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 65
Cape Girardeau, MO
Strategic Investment Advisors, Ltd.
John Hillin is a financial advisor at Strategic Investment Advisors, Ltd. in Cape Girardeau, MO, holding a Series 65 designation with 26 years of industry experience. He has been with Strategic Investment Advisors since 1998 and also operates HILLIN AND COMPANY, PC. Strategic Investment Advisors, Ltd. manages approximately $78.5 million in discretionary assets for individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm employs a long-term, asset-allocation investment approach based on Modern Portfolio Theory, utilizing passively managed mutual funds and third-party model portfolios, while providing comprehensive financial planning and employee benefit advisory services.
Series 65
Cape Girardeau, MO
Alspaugh Wealth Management
Kyle Hylla is a financial advisor with Alspaugh Wealth Management in Cape Girardeau, MO. He holds a Series 65 designation and has one year of industry experience. Prior to joining Alspaugh Wealth Management, he worked at Innovative Insurance Consultants, LLC, First Midwest Bank, Parkside Financial Bank & Trust, Lockton Companies, and MRV Banks. Alspaugh Wealth Management serves individual and high-net-worth clients offering discretionary asset management, financial planning, and retirement-plan services. The firm employs a range of investment methods and collaborates with co-advisors and sub-advisors while maintaining a focus on participant education and technology-supported performance reporting.
Series 65
Cape Girardeau, MO
Alspaugh Wealth Management
Jason Lee is a financial advisor at Alspaugh Wealth Management with six years of industry experience. He holds a Series 65 license and has worked at Alspaugh Wealth Management since 2020. In addition to his advisory role, Lee operates an insurance agency, Innovative Insurance Consultants, based in Cape Girardeau, Missouri. Alspaugh Wealth Management serves individual and high-net-worth clients, offering discretionary asset management, financial planning, and retirement-plan services. The firm uses a variety of investment methods and works with co-advisors and sub-advisors to manage client portfolios, conducting regular account reviews and providing technology-supported performance reporting.
Series 65
Cape Girardeau, MO
Alspaugh Wealth Management
Tracy Pelczynski is a financial advisor at Alspaugh Wealth Management with a Series 65 designation. She has been with the firm since 2023 and previously worked at SoutheastHEALTH for 28 years. Alspaugh Wealth Management serves individual and high-net-worth clients by providing discretionary asset management, financial planning, and ERISA 3(21) retirement-plan services. The firm employs a mix of investment methods and works with co-advisors and sub-advisors to manage portfolios, offering regular account reviews and performance reporting.
Series 66
Cape Girardeau, MO
Alspaugh Wealth Management
Brock Alspaugh is a financial advisor with Alspaugh Wealth Management in Cape Girardeau, MO, holding a Series 66 designation and 24 years of industry experience. He founded Alspaugh Wealth Management in 2013 and previously worked at Taylor Capital Management Inc. from 2013 to 2018. Outside of advising, he has been involved with Innovative Insurance Consultants, an insurance products sales business, since 2008. Alspaugh Wealth Management serves individual and high-net-worth clients by providing discretionary asset management, financial planning, and ERISA 3(21) retirement-plan services. The firm employs a range of investment methods and delegates portfolio management for some accounts while maintaining oversight and conducts regular account reviews and client reporting.
Series 66, Series 63
Jackson, MO
Stone House Investment Management, LLC
Clay Eubanks is a financial advisor at Stone House Investment Management, LLC with four years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Stone House, he worked at Thrivent Financial and Procter and Gamble. Stone House Investment Management offers discretionary investment management and modular financial planning to individual clients, trusts, estates, charitable organizations, corporations, and other advisers. The firm employs a range of model and separately managed strategies, utilizes sub-advisers and active trading techniques, and manages accounts primarily on a discretionary basis.
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