Laura Jean Barnard

Rodney Andrae is the sole advisor at Andrae Financial Services LLC, an independent firm based in Darlington, Wisconsin. He holds a Series 65 designation and has 10 years of industry experience, including roles at Centralstar from 2014 to 2022. Andrae Financial Services is a state-registered independent investment adviser managing approximately $7 million in discretionary assets. The firm primarily serves individual and high-net-worth clients, offering customized asset management and financial planning with a focus on fundamental and cyclical analysis, using a variety of investment vehicles and quarterly account reviews.

Michelle Bertram is a financial advisor at Bertram Financial Advisor Services with 19 years of industry experience. She holds a Series 65 designation and has been self-employed since 1997, primarily focused on insurance services. Bertram Financial Advisor Services places advisory clients with third-party money managers and provides financial planning and portfolio management support. The firm uses a model portfolio approach with investments in stocks, bonds, ETFs, and no-load mutual funds, acting as a liaison between clients and third-party managers without exercising investment discretion.

Beverly Bertram is a financial advisor at Bertram Financial Advisor Services with 18 years of industry experience. She holds a Series 65 designation and has managed advisory and insurance services through Bertram Financial Group since 2004. In addition to her advisory role, she is a licensed insurance agent, spending a majority of her time in insurance activities. Bertram Financial Advisor Services places clients with third-party money managers, offering financial planning, portfolio management support, and advisor referrals. The firm focuses on model portfolios including stocks, bonds, ETFs, and no-load mutual funds, and performs regular due diligence and client suitability reviews without exercising investment discretion.

Kim Havens is a financial advisor with Mass Mutual Investors Services in Darlington, WI, holding Series 63 and Series 65 licenses and having 35 years of industry experience. He has been with MML Investors Services Inc and Mass Mutual Financial since 2004. Outside of his advisory role, he owns and operates Havens Hilltop Farm. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

David Eaton is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Raymond James since 2007 and also serves as president of Eaton Financial Advisors, Inc. Outside of his advisory role, Eaton is involved in tax preparation services through Etax. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations, with a notable emphasis on non-discretionary advisory services.