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Laura Danielle Johnson

Advisor at Bayshore Financial Solutions, LLC — St. Petersburg, FL

Updated today

Credentials

Series 65

Experience

10 years

Location

St. Petersburg, FL 33701

Bayshore Financial Solutions, LLC logo

Bayshore Financial Solutions, LLC

Independent

Total advisors

1

Clients per advisor

34 High

Avg AUM per client

$305,248 Low

HNW client ratio

12% Typical

About

Laura Johnson is a financial advisor at Bayshore Financial Solutions, LLC, holding a Series 65 credential with 10 years of industry experience. She has worked at several firms, including Gradient Advisors, LLC, Secure Investment Management, LLC, and J.D. Mellberg Financial, LLC. In addition to her advisory work, she owns and operates Bayshore Retirement Solutions, an insurance-related business. Bayshore Financial Solutions provides discretionary asset management and financial planning services primarily for individual clients. The firm manages a range of accounts including taxable, retirement, annuities, and life-product investments, tailoring strategies to clients’ goals using fundamental, technical, charting, and cyclical analysis, and offers free public seminars and workshops.

Client services

Based on Bayshore Financial Solutions, LLC

Financial planning Portfolio management Educational seminars or workshops

Expertise

Based on Bayshore Financial Solutions, LLC

Business exit / sale strategy Debt management

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Fee options

Fixed

Financial planning fixed fee $1,200

Percentage

$0+: 1% annual investment advisory fee (negotiable) $0+: Orion Portfolio Solutions total annual fees up to 2% (includes BFS 1% advisory fee plus OPS fees: 0.08%-0.45% administration, $25-$50 annual account maintenance, 0%-0.20% strategist fees, 0.35%-0.70% SMA fees) $0+: Fixed/Equity Index Annuity, Variable Annuity and Life Management up to 1% annual fee (negotiable) $0 - $1,000,000: Gradient Investments Strategic & Tactical Portfolio max 2.00% (BFS retains 1.00%) $1,000,001 - $2,000,000: Gradient Investments Strategic & Tactical Portfolio max 1.65% (BFS retains 0.85%) $2,000,001 - $3,000,000: Gradient Investments Strategic & Tactical Portfolio max 1.20% (BFS retains 0.60%) Over $3,000,000+: Gradient Investments Strategic & Tactical Portfolio max 0.95% (BFS retains 0.50%) $0 - $1,000,000: Gradient Investments Allocation Portfolios max 1.70% (BFS retains 1.00%) $1,000,001 - $2,000,000: Gradient Investments Allocation Portfolios max 1.35% (BFS retains 0.75%) $2,000,001 - $3,000,000: Gradient Investments Allocation Portfolios max 1.00% (BFS retains 0.50%) Over $3,000,000+: Gradient Investments Allocation Portfolios max 0.80% (BFS retains 0.40%) $0+: Gradient Investments Preservation Portfolios max 1.00% (BFS retains 0.60%) $0+: Gradient Investments Client Directed Accounts max 0.60% (BFS retains 0.30%), minimum quarterly fee $25

Commissions

Advisors receive external commissions from sales of insurance products; approximately 50% of owner’s compensation is from commissions

Other

Fee-only: Fixed fee of $1,200 for financial planning (50% billed in advance, balance upon delivery); $250/hour refund rate if plan cancelled after five days

Location

St. Petersburg, FL

111 2nd Avenue NE, Suite 911

St. Petersburg FL 33701

Advisors at this office

1

Most active in

Florida

Work history

10 years of industry experience

Bayshore Financial Solutions, LLC

2019 - Present • 7 years

St. Petersburg, FL

Gradient Advisors, LLC

2017 - 2019 • 2 years

Arden Hills, MN

Secure Investment Managment, LLC

2015 - 2017 • 2 years

Tucson, AZ

J.D. Mellberg Financial, LLC

2015 - 2017 • 2 years

Tucson, AZ

Retirement Solutions Group, LLC dba Bayshore Retirement Solution

2009 - Present • 17 years

Tampa, FL

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Austin H

CFP®, Series 66, CIMA®

Tampa, FL

Hunt Wealth

Austin Hunt is a CFP® professional who has been working in financial services since 2018. He is the sole advisor at Hunt Wealth, which he founded in 2025, following prior roles at Raymond James and Steward Partners. Hunt also serves as an account executive for Holistiplan, a tax planning software company. Hunt Wealth provides investment management and financial planning services to individuals and high-net-worth clients. The firm employs a combination of passive and active strategies based on Modern Portfolio Theory and offers discretionary and non-discretionary portfolio management, with a focus on asset allocation and manager selection through a model marketplace and outside managers.

Retirement income strategy Cash flow / budgeting Roth conversion strategy General tax planning Tax-loss harvesting Sales Professional Technology Professional Retired Consultant HENRY (High Earners, Not Rich Yet) Gen Y/Millennials (Born 1980-1995) Gen X (Born 1965-1980)

Jack C

CFP®, Series 63, Series 66

Clearwater, FL

Csenge Advisory Group, LLC

Jack works as a Wealth Advisor with Csenge Advisory Group, helping families and business owners create and implement financial strategies. From retirement planning for individuals to designing benefits strategies for small businesses, Jack’s goal is to help his clients plan their financial future. He also helps our clients with their investment, social security, insurance, and estate planning needs.

Retirement income strategy Wealth management Early retirement planning Multi-generational wealth transfer Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired Self-Employed Approaching retirement HENRY (High Earners, Not Rich Yet) Young Professionals Established Professionals Retired

Jeff S

CFP®, Series 63, Series 66

Tampa, FL

Water Street Wealth Management

Jeffrey Schlotterbeck Jr. is a CFP® professional with 22 years of industry experience, currently serving at Farther since 2026. His prior experience includes roles at Water Street Wealth Management, LLC and TD Ameritrade, Inc. He is also involved as a manager in Beck Investments LLC, a small private rental business in Tampa, FL. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform supplemented by in-person meetings. The firm applies Modern Portfolio Theory using proprietary and customized portfolios with algorithmic rebalancing, employing a range of investment vehicles and AI tools to support advisor judgment. Water Street Wealth Management at Farther [email protected] 813.484.7877 www.waterstreetwealth.com

Passive / index investing Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Retired Self-Employed Sales Professional Technology Professional Established Professionals Approaching retirement Retired

Priscilla N

Series 66, Series 7, Series 63, Series 65

St Petersburg, FL

Pmn Financial Associates

Priscilla Nunez is a financial advisor at Integrity Alliance, LLC with seven years of industry experience. She holds the Series 66 designation, (Series 63/65 combined), Series 7, and has worked at Brokers International Financial Services since 2018. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm offers comprehensive asset management, financial planning, and consulting services using a variety of portfolio management approaches and custodial platforms.

Wealth management Active portfolio management General retirement planning Retirement income strategy Annuities Executive Retired Government Employee Doctor or Medical Professional Educators, Teachers, and Academics HENRY (High Earners, Not Rich Yet) Young Professionals Established Professionals Approaching retirement Women Professionals
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Luke M

Series 66, Series 7

Tampa, FL

Valic Financial Advisors

Luke Mcananey is a financial advisor with Corebridge. He holds Series 66, Series 7 and FL 215 designations. He has previously worked at Cary Street Partners & Raymond James. Outside of his advisory role, he serves as a JV lacrosse coach at Northside Christian School. Corebridge Financial primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models with options for tax and ESG overlays.

Tax-loss harvesting Retirement income strategy

Enzo C

Series 66

Tampa, FL

Merrill

Enzo Cespedes Correa is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial career in 2017 within consumer banking and transitioned to investment management in 2020. His expertise includes tax minimization strategies, portfolio management, wealth transfer, banking integration, and lending services. Enzo holds a Bachelor of Business Administration in Finance and a Master of Business Administration (MBA) from Florida International University, as well as the Certified Private Wealth Advisor® (CPWA®) designation earned through the Yale School of Management. He also holds the Personal Investment Advisor (PIA) designation. Originally from Coral Gables, Miami, Enzo resides in Wellswood, Tampa with his wife Peyton and daughter Elsie. He is active in his church community and enjoys reading and exploring emerging trends in finance and technology. He is fluent in English and Spanish.

Wealth management Tax-loss harvesting Multi-generational wealth transfer
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