Bayshore Financial Solutions, LLC
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About
Bayshore Financial Solutions provides discretionary asset management and financial planning services for individual clients, including management of taxable and retirement accounts and direct management of annuities, variable annuities, and life-product investment options. The brochure indicates the firm manages roughly $6.6 million in client assets for about 32 clients and also facilitates access to third‑party managers and the Orion Portfolio Solutions program.
The firm tailors investment strategies to each client’s goals, time horizon, and risk tolerance and employs a mix of fundamental, technical, charting, and cyclical analysis while exercising discretionary trading authority and quarterly account reviews. It delivers written financial plans on request, assists with implementation, and acts as a liaison to third‑party managers, monitoring performance and providing ongoing reporting.
A noteworthy aspect is that the firm offers free public seminars and workshops to educate attendees, an offering the brochure describes as educational only and that is uncommon among peers. The brochure also discloses that the adviser maintains an affiliated insurance business and receives typical insurance commissions as well as solicitor fees from third‑party managers; these external compensations are identified as potential conflicts and are addressed through disclosures and firm procedures.
Client services
Expertise
Fee options
Financial planning fixed fee $1,200
$0+: 1% annual investment advisory fee (negotiable) $0+: Orion Portfolio Solutions total annual fees up to 2% (includes BFS 1% advisory fee plus OPS fees: 0.08%-0.45% administration, $25-$50 annual account maintenance, 0%-0.20% strategist fees, 0.35%-0.70% SMA fees) $0+: Fixed/Equity Index Annuity, Variable Annuity and Life Management up to 1% annual fee (negotiable) $0 - $1,000,000: Gradient Investments Strategic & Tactical Portfolio max 2.00% (BFS retains 1.00%) $1,000,001 - $2,000,000: Gradient Investments Strategic & Tactical Portfolio max 1.65% (BFS retains 0.85%) $2,000,001 - $3,000,000: Gradient Investments Strategic & Tactical Portfolio max 1.20% (BFS retains 0.60%) Over $3,000,000+: Gradient Investments Strategic & Tactical Portfolio max 0.95% (BFS retains 0.50%) $0 - $1,000,000: Gradient Investments Allocation Portfolios max 1.70% (BFS retains 1.00%) $1,000,001 - $2,000,000: Gradient Investments Allocation Portfolios max 1.35% (BFS retains 0.75%) $2,000,001 - $3,000,000: Gradient Investments Allocation Portfolios max 1.00% (BFS retains 0.50%) Over $3,000,000+: Gradient Investments Allocation Portfolios max 0.80% (BFS retains 0.40%) $0+: Gradient Investments Preservation Portfolios max 1.00% (BFS retains 0.60%) $0+: Gradient Investments Client Directed Accounts max 0.60% (BFS retains 0.30%), minimum quarterly fee $25
Advisors receive external commissions from sales of insurance products; approximately 50% of owner’s compensation is from commissions
Fee-only: Fixed fee of $1,200 for financial planning (50% billed in advance, balance upon delivery); $250/hour refund rate if plan cancelled after five days
Main office
111 2nd Avenue NE, Suite 911
St. Petersburg FL 33701
Advisors at this office
1
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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