Robert Pitzer

Michael Tringali is a CFP® and PFS™ credentialed financial advisor with 23 years of industry experience. He is the principal of Fee-Only Financial Advisors, LLC, an independent, fee-only firm he has led since 2016. His prior experience includes roles at Modera Wealth Management, LLC and managing his own practice, Michael J. Tringali, P.A., since 1991. Outside of advisory work, he serves as finance director and executive committee member of the Citrus County YMCA branch and is involved with local charitable foundations and educational scholarship trusts. Fee-Only Financial Advisors, LLC serves individuals, high-net-worth clients, trusts, estates, and select corporations with portfolio management, ongoing wealth management, and financial planning. The firm follows a fiduciary standard and employs a diversified, academically grounded investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, offering tailored investment policy statements and tax-efficient strategies.

Teresa Christensen is a CFP® professional with 15 years of industry experience. She operates Christensen Consulting, a sole proprietorship through which she contracts exclusively with Coats Financial Planning. Christensen works primarily from Dunnellon, FL, and travels quarterly to Kentucky to meet with clients. Coats Financial Planning serves individuals, trusts, estates, and small businesses by providing personalized financial planning and investment advice. The firm follows a fee-only, retainer-based model emphasizing asset allocation and long-term, buy-and-hold strategies using passively managed index funds and ETFs.

James Staines is a financial advisor at Principal Advised Services with three years of industry experience. He holds the Series 66 designation and has previously worked at Wealth and Income Strategies, Inc. He is also involved in community activities as a State Committeeman in Florida. Principal Advised Services provides investment advice and related services primarily to retirement plan participants and retail IRA clients, offering both non-discretionary recommendations and a discretionary wrap-fee investment management program called SimpleInvest. The firm integrates proprietary and third-party investment models and operates within the Principal Financial Group family, enabling access to affiliated products and coordinated oversight.

Nathaniel De Jesus is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® designation and Series 66 license, with six years of industry experience. His prior work includes roles at MML Investors Services, MassMutual, and New York Life Insurance Company. He receives residual commissions from prior group life insurance business but does not service or solicit these accounts. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored plans, trusts, charitable organizations, and corporate clients. The firm operates through a large network of advisers and emphasizes client-directed solutions using third-party managers and model portfolios.

Amy Delapaz is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and 18 years of industry experience. She has worked with various entities within the Truist organization since 2013. Outside of her advisory role, she supports her husband's veterinary practice by assisting with building management and administrative tasks. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions utilizing firm-level model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.

Daniel Sullivan is a CFP® professional with 29 years of industry experience. He has worked with Truist Advisory Services since 2016 and previously spent 17 years at Suntrust Investment Services, Inc. He holds Series 63 and Series 65 licenses. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers both discretionary and non-discretionary investment solutions combining model portfolios, third-party managers, and advisor-led asset allocation and fund monitoring.