Thomas Robert Lott

Nicholas Pye is the president of Cubic Pye Capital Management, Inc. in Belfast, Maine, and holds a Series 65 credential with 22 years of industry experience. He is also a Certified Public Accountant and a partner in Cubic Pye LLP, a tax advisory and personal financial planning firm based in Atlanta, Georgia, which operates separately from his investment advisory business. He has been involved with Cubic Pye LLP since 2000. Cubic Pye Capital Management, Inc. provides discretionary portfolio management and investment consulting to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm customizes portfolios using a combination of fundamental, technical, cyclical, and charting analyses, and offers ongoing monitoring and rebalancing or consulting services depending on client needs.

Christopher Klenk is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has worked at Key Investment Services and KeyBank since 2009. Outside of his advisory role, Klenk serves on the board of the Bangor Soccer Club as the Registrar, managing player registrations and game scheduling. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers portfolio management and model-based advisory products with custodial and trade execution services provided by Pershing, utilizing a multi-provider platform model with discretionary implementation by Envestnet and portfolio design by Key Wealth Chief Investment Office and third-party managers.

Eugene Newton Jr. is a financial advisor at Commonwealth Financial Network with Series 63 and Series 66 designations and five years of industry experience. His career includes roles at Allen Insurance & Financial and Putnam Investments. Commonwealth Financial Network serves a national network of about 2,900 advisors and manages approximately $212.7 billion in client assets. The firm offers a broad adviser-support platform with both discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custody and clearing services.

Robin Stanley is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior work includes roles at Empower Retirement and Citizens Securities, Inc., as well as multiple positions at Citizens Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm combines proprietary and third-party methodologies in its planning services, emphasizing long-term portfolio returns and savings rates, and operates within an integrated model tied to Empower’s recordkeeping and administrative platforms.

Robert Stallworth is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 1991. Outside of advisory work, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on retail investors rather than institutional pension or profit-sharing plans.

Daniel Leach is a CFP® professional at Cetera with 44 years of industry experience. He has worked at Cetera Advisors LLC since 2013 and IA Associated Financial Planners, Inc. since 1995. Outside of advising, he is the owner of Daniel Leach Financial Services and Prosperity Advisors LLC and serves as a trustee for two holding companies focused on asset protection. Cetera Investment Advisers serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and custodial relationships.