Dean Phass is a financial advisor with Jade Financial LLC, holding a Series 66 designation and eight years of industry experience. He previously worked at Truist Advisory Services and Truist Investment Services from 2016 to 2024 before joining Jade Financial in 2024. Phass is also a licensed insurance agent, although he does not currently engage in insurance activities. Jade Financial LLC is an independent, single-advisor registered investment adviser that provides ongoing portfolio management and financial planning primarily for individual and high-net-worth clients. The firm employs a variety of analytic approaches across multiple investment instruments, managing most client assets on a non-discretionary basis and offers both advisory and fixed-fee financial planning services.

Richard Gardner is a CFP® professional with 21 years of industry experience, currently serving as the sole advisor at Lionheart Financial Planning, Inc. He has been with the firm since 2004. Lionheart Financial Planning, Inc. is an independent, fee-only firm providing personalized financial planning and investment management to individuals, charitable organizations, and small businesses. The firm emphasizes comprehensive planning, written performance reporting, and a core-and-satellite investment approach while maintaining client custody of assets.

John Morlu II is a CFP® professional with five years of experience in financial advising at Pithom Advisors, Inc., an independent firm based in Woodbridge, VA. He is also the owner and managing partner of JS Morlu, LLC, a CPA firm. Pithom Advisors provides investment management and comprehensive financial planning services to individuals, families, and business owners, with an emphasis on passive, risk-aware investment strategies using low-cost funds and ETFs. The firm offers plan-level retirement consulting for employer-sponsored plans and integrates tax-focused financial planning with detailed cashflow modeling and customized investment policies.

Brian Hoyle is a financial advisor at The Fintel Group LLC with nine years of industry experience. He holds a Series 65 designation and has worked in various roles including Senior Instructional Designer at General Dynamics Information Technology since 2018. His prior experience includes positions at ManTech International, Cummings & Carroll, P.C., and Prince William County Schools. The Fintel Group LLC provides comprehensive and modular financial planning services to individuals, couples, and small businesses. The firm focuses on fee-only planning projects with long-term, buy-and-hold investment strategies emphasizing diversified asset allocation and low-cost mutual funds, without offering ongoing asset management or custody of client assets.

Quiltina Smith is a financial advisor at The Financial T with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at First Command Advisory Services and related entities prior to joining her current firm in 2019. The Financial T serves primarily individual clients and employer plan sponsors, offering tailored portfolio management, comprehensive financial consulting, and retirement plan services. The firm emphasizes a passive investment approach using index mutual funds and ETFs, operating mainly on a non-discretionary basis with regular account reviews.

Christopher Park is the sole advisor at Park Financial Planning Solutions, LLC in Stafford, VA, holding a Series 65 credential with one year of industry experience. He has concurrently worked at the Department of Justice since 2008. Park Financial Planning Solutions, LLC provides financial planning, portfolio management, consulting, and educational seminars to individuals, high-net-worth individuals, and families. The firm emphasizes client-specific investment plans using asset allocation, diversification, and strategic portfolio management, with a notable focus on non-discretionary asset management and public seminars, including sessions on the FERS retirement system for federal employees.

Joseph Turkal is a financial advisor at Sierra Hotel Financial LLC with three years of industry experience. He holds the Series 63 and Series 65 licenses and served in the Armed Forces for 30 years prior to his financial career. His prior firms include Northwestern Mutual and Lakrut Insurance Services. Sierra Hotel Financial LLC provides discretionary asset management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, and plan sponsors. The firm uses a goal-based investment approach tailored to clients’ time horizons and risk tolerances, offering both model-based and customized portfolio management.

Nora Hartquist is a financial advisor with GuidedQuest, LLC, holding Series 63 and Series 65 designations and possessing 15 years of industry experience. She has been with GuidedQuest since 2016 and is also the owner and managing member of 50 Plus Digital, LLC. Additionally, she manages Hartquist & Noblet, LLC, an insurance agency involved in estate planning. GuidedQuest serves individuals, trusts, and estates by providing comprehensive financial planning, hourly consultations, and investment monitoring, referring clients to third-party portfolio managers for discretionary asset management rather than managing portfolios directly. The firm operates on a fixed and hourly fee model and does not take custody of client assets, conducting periodic reviews while sharing compensation with recommended third-party advisors.

Patti Lerch is a financial advisor with GuidedQuest, LLC, holding a Series 65 designation and bringing 13 years of industry experience. She has worked with GuidedQuest since 2016 and with Harquist & Noblet since 2013. Outside of financial advising, she works as a paraprofessional supporting children with special needs in the Stafford County Public Schools system. GuidedQuest serves individuals, trusts, and estates by providing comprehensive financial planning, hourly consultations, and investment monitoring and referral services. The firm focuses on detailed client information gathering, coordinating with third-party advisors for portfolio management, and operates on a fixed and hourly fee basis rather than a percentage-of-assets model.

Kira Dentes is a financial advisor at Apforia with CFP®, ChFC®, and Series 65 credentials. She has been advising clients since 2023 and has prior experience at Zeiders Enterprises and Armed Forces Services Corporation. Apforia serves primarily individual and high-net-worth clients, providing investment management and comprehensive financial planning through a team of about 10 advisors. The firm employs a goal- and risk-based investment process that combines passive and active strategies and operates under a fee-only, fiduciary framework.

Linda Mmera is a financial advisor with Navy Federal Investment Services, LLC and holds a Series 66 designation. She has one year of industry experience, including prior roles at Navy Federal Financial Group, W & S Brokerage Services, Western & Southern Life, and Bankers Life. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients by offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily delivers advice through managed advisory programs that use third-party portfolio managers and provides various portfolio solutions including automated ETF products.

Jonathan Scimeca is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Cary Street Partners since 2015. He holds Series 66 and Series 63 licenses. He is named as a successor trustee, executor, and durable power of attorney for a family member's living trust, though he is not currently active in this role. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to a diverse client base including individuals, retirement plans, trusts, corporations, and institutional clients. The firm utilizes a broad range of investment options and proprietary strategies, serving specialized institutional niches such as state and municipal government entities and insurance company clients.

Walter Bayne is a financial advisor at Cary Street Partners with 25 years of industry experience. He holds a Series 66 designation and has worked at Cary Street Partners since 2007, following prior roles at Wells Fargo Clearing and Legg Mason Wood Walker. Outside of his advisory work, Bayne is a partner in a craft cider and beer microbrewery and serves on the advisory board for the financial planning major at Pamplin College of Business, Virginia Tech, where he helps develop curriculum content. Cary Street Partners provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad investment menu and proprietary strategies through its affiliated asset manager, serving specialized institutional niches such as state and municipal government entities.

Anita Lewis is a financial advisor at Cary Street Partners with 28 years of industry experience. She has worked at Cary Street Partners since 2007 and holds Series 63 and Series 65 licenses. Outside of her advisory role, she manages NITARTSHOP, LLC, where she sells original artwork and vintage home décor items. Cary Street Partners provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad investment menu and proprietary strategies through its affiliated asset manager, serving both retail and institutional niches such as state and municipal government entities and insurance companies.

Xiomara Diaz is a financial advisor with Navy Federal Investment Services, LLC, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. In addition to her advisory role, Diaz is the owner of B&E Mechanical LLC, a company providing HVAC and duct system services. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options primarily through managed advisory programs that utilize third-party portfolio managers.

Luis Lopez is a CFP® with five years of industry experience, currently serving as a financial advisor at AlphaStar Capital Management. He has previously worked at ILG Financial LLC, Enterprise Rent-a-Car, and Nike. Outside of AlphaStar, he is involved with ILG Financial as a paraplanner providing retirement solutions. AlphaStar Capital Management serves individual, corporate, and retirement plan clients through discretionary investment management, financial planning, participant account management, and subadvisory services. The firm uses a combination of strategic and tactical investment approaches and offers ERISA-related plan services with a focus on diverse investment vehicles and third-party portfolio technology.

Douglas Stewart is a financial advisor with Cary Street Partners in Fredericksburg, VA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Cary Street Partners since 2007 and was previously with Wells Fargo Clearing for 16 years. Outside his advisory role, Stewart serves as chairman of Northern Neck Insurance Corp. and is a member of the board of directors for McPherson Oil, participating in strategic planning and M&A activities. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to a diverse client base that includes individuals, retirement plans, trusts, corporations, and institutional clients. The firm constructs portfolios using a broad range of investment options and offers ERISA retirement plan services, proprietary strategies via its affiliated asset manager, and serves specialized institutional niches such as state and municipal government entities and insurance company clients.

Brittany Doughty is a financial advisor at Cary Street Partners with eight years of industry experience. She holds a Series 66 designation and has been with Cary Street Partners since 2017. Outside of her advisory role, she serves as an adjunct professor, teaching a Personal Finance course at the University of Mary Washington. Cary Street Partners offers discretionary and non-discretionary investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients. The firm constructs portfolios using a broad range of investment options and serves specialized institutional niches, including state and municipal government entities and insurance company clients.

David Lopez is a financial advisor at AlphaStar Capital Management with 15 years of industry experience. He holds a Series 65 designation and has been with AlphaStar since 2011. Outside of his advisory role, he is the owner and agent of ILG LLC, which sells fixed annuities and life and health insurance products, and serves as president of the North Stafford Church of Christ, assisting with its administration. AlphaStar Capital Management manages approximately $1.84 billion for individuals, trusts, small businesses, and other clients, offering both discretionary and non-discretionary portfolio management alongside financial planning and retirement consulting. The firm employs strategic asset allocation and quantitative analysis in its investment approach and provides subadvisory and platform services to unaffiliated registered investment advisers.

Isaac Flamenco is a financial advisor with Mutual of Omaha Investor Services, Inc., holding the ChFC® designation along with Series 65 and Series 63 licenses. He has 13 years of industry experience and has been with Mutual of Omaha and its affiliated investor services firm since 2011. In addition to his advisory role, he is an insurance agent specializing in life, health, long-term care, disability, critical illness, Medicare supplement, and annuity products. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm utilizes a platform relationship with Envestnet and serves clients through approved model portfolios and third-party money managers.