Our process will clarify your financial picture and help you understand what’s possible. We’ll provide expert advice and ongoing support for aligning your time and money with your values. We believe in taking a simple, disciplined approach that minimizes fees, taxes, emotional biases, and conflicts of interest. What sets Oakleigh apart? -We take a holistic approach to your well-being. What does it matter if you have climbed the ladder, saved money on taxes, and made better investment decisions if you haven't answered the deeper questions of "why" and "for what purpose?" - We are retirement income specialists. Navigating the transition to retirement requires a different set of skills than what got you here. - We are tax planning experts. While you were working, you likely had very little control over the taxes you owed, but this changes in retirement when you have multiple sources of income and more control over the timing and amount of taxes you pay. - We are fiduciaries. We are held to a higher standard than many advisors or financial salespeople affiliated with banks, brokerages, or insurance companies. As an independent investment advisor, we only answer to our clients. - We are flat-fee-only. "Fee-only" means that we're paid directly by our clients with no hidden commissions or kickbacks for selling certain products. We also charge a flat fee, not a percentage of your assets under management. Managing a $3 million portfolio is no more difficult for us than one that's $1 million. So why should you pay three times as much? - We know Social Security and healthcare. We'll help you decide when to take Social Security and can help you navigate Medicare and how to plan for health and long-term care. Contact us for a free consultation. Whether or not we are the right advisor for you, I would love to learn about your situation and help you find a skilled advisor who is committed to the same values of integrity, transparency, and expertise.

Philip Swann Jr. is a financial advisor with Well-Planned Financial LLC in Staunton, VA, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. Prior to founding his independent firm in 2019, he worked at Providence Asset Management, Cetera Advisor Networks, and The Henderson Group, and spent over three decades at Swann Construction, Inc. Well-Planned Financial serves individuals and high-net-worth clients by providing tailored investment management and financial planning services, including both project-based plans and subscription-style ongoing planning. The firm emphasizes passive management and Modern Portfolio Theory, uses diversified model portfolios with low-cost funds, and manages a majority of assets on a non-discretionary basis, supporting client goals through documented investment policy statements and regular reviews.

Gregory Harris is the sole advisor at Klaren Capital, an independent firm based in Waynesboro, VA. He holds a Series 66 designation and has 20 years of industry experience, including 17 years with Klaren Capital. Klaren Capital provides financial planning and portfolio management services to individuals as well as institutional and non-profit clients, including pension and profit-sharing plans, trusts, and foundations. The firm employs proprietary quantitative risk-management models and a long-term market-timing approach, utilizing exchange-traded funds alongside other investment vehicles to manage risk and achieve client objectives.

Timothy Armstrong is a CFP® with 19 years of industry experience, currently serving as the sole advisor at Armstrong Financial, Inc. in Crozet, VA. He has been with Armstrong Financial since 2015. Armstrong Financial provides investment advisory services to individual and high-net-worth clients, focusing on discretionary portfolio management, consulting, and financial planning. The firm combines passive investment vehicles with active strategies, including option-writing and technical analysis, aiming to tailor advice to client objectives using a mix of fundamental analysis and modern portfolio theory.

John Mumper is a financial advisor at Patina Wealth in Crozet, VA, holding a Series 65 credential with eight years of industry experience. He worked at Xenith Bank for seven years before joining Patina Wealth in 2018. Patina Wealth serves individuals, pension and profit-sharing plans, businesses, and charitable organizations, providing comprehensive financial planning, portfolio management, and investment consultation. The firm emphasizes a long-term, buy-and-hold investment strategy with customized portfolios tailored to clients’ objectives and risk tolerance.

Samuel Harris is a Series 65-licensed financial advisor with 10 years of industry experience, currently practicing at Patina Wealth in Crozet, VA. He has been with Patina Wealth and its predecessor entity since 2016. Patina Wealth provides advisory services to individuals, pension and profit-sharing plans, businesses, and charitable organizations, focusing on comprehensive financial planning and portfolio management. The firm employs a long-term, buy-and-hold investment approach, utilizing mutual funds, ETFs, and selected individual securities, with customized portfolios tailored to clients' objectives and risk tolerance.

David Cunningham is a ChFC® credentialed advisor with 13 years of industry experience. He is a principal at Sherpa Financial Guides, Inc. and also associated with AE Wealth Management, LLC. Outside of his advisory work, he owns and operates a farming business on his 70-acre property in Afton, VA, and provides personal tax return preparation and accounting services. Sherpa Financial Guides, Inc. offers investment advisory and financial planning services to individual and high-net-worth clients. The firm manages portfolios through discretionary and non-discretionary accounts and provides planning in areas including investment strategy, risk management, and estate planning.

Thomas Grinnell is a financial advisor at Sherpa Financial Guides, Inc. with 22 years of industry experience. He holds a Series 66 designation and has previously worked at AE Wealth Management, LLC and Bb&T Investment Services, Inc. Grinnell is also a partner and owner involved in insurance sales and services. Sherpa Financial Guides, Inc. provides investment advisory and financial planning services to individual and high-net-worth clients, managing approximately $5.9 million in assets. The firm offers tailored portfolio management and planning services using various investment strategies aligned with clients’ objectives and risk tolerance.

Rebecca Lees is a CFP® and Series 65-licensed advisor at OLIO Financial Planning with two years of industry experience. Prior to joining OLIO, she owned Purpose Financial Coaching, providing financial education, content creation, and budgeting support. She previously worked at Core Planning and Northrop Grumman. OLIO Financial Planning serves individual clients across a range of net worth levels, retirement plans, charitable organizations, and corporations, managing approximately $600 million. The firm offers comprehensive financial planning and portfolio management using a buy-and-hold, core-and-satellite investment approach with ETFs, mutual funds, and selected securities.

Scott Hoover is a financial advisor with Lexington Hill Partners, LLC, holding a Series 65 designation. He has been with Lexington Hill Partners since 2026 and previously worked at Washington and Lee University for 25 years. Lexington Hill Partners provides wealth management and investment advisory services to individuals and high-net-worth families, including trusts and corporate entities. The firm focuses on long-term, low-turnover portfolios with diversified asset allocation and offers discretionary portfolio management alongside tailored consulting services for complex family needs.

Holly Ruff is a CFA® charterholder and Series 66 licensee with 19 years of industry experience. She is currently a member of Alpha Omega Wealth Management, LLC, where she has worked since 2016, following an 11-year tenure at Diveley Lind & Associates. Outside of her advisory role, she is involved with Green Acres of Cherry Grove LLC, a family farm. Alpha Omega Wealth Management advises individuals, trusts, estates, charitable organizations, and retirement plan sponsors, serving a wide range of clients from non‑high‑net‑worth to high‑net‑worth. The firm employs fundamental analysis and a long‑term investment approach, incorporating derivatives and options strategies, and offers a blend of family-office style services alongside retirement plan consulting.

Michael Mc Cue is a financial advisor with Sound Income Strategies, LLC, holding a Series 65 designation and based in Staunton, VA. He has one year of industry experience and previously worked at Tiger Solar Company for several years before entering the financial advisory field. Sound Income Strategies is a fee-based investment adviser serving a diverse client base, including individuals, pension plans, and other registered advisors. The firm focuses on fixed-income and income-oriented strategies, combining fundamental and technical analysis, and offers specialized services such as family-office and special-needs planning.

Taysha Patterson is a financial advisor with Cornerstone Wealth Management, LLC, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. She has been with Cornerstone Wealth Management since 2016 and previously worked at Edward Jones from 2008 to 2016. Outside of her advisory role, she is involved in Millstone Farms, a farming business. Cornerstone Wealth Management serves a diverse client base, including individuals, high-net-worth clients, corporations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm manages $4.93 billion in discretionary assets and applies a combination of fundamental, quantitative, and qualitative analyses with regular account reviews and multiple advisory program options.

Melinda Walton is a financial advisor at Sound Income Strategies, LLC with six years of industry experience. She holds Series 66 and Series 63 designations and has worked at firms including Cetera and Concourse Financial Group Securities Inc. Outside of her advisory role, she is a Suzuki violin instructor, a family photographer, and serves on the personnel committee of a domestic violence shelter. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, other registered advisors, and retirement plans. The firm focuses on fixed-income and income-oriented strategies, offering customized portfolios and specialized services such as family-office and special-needs planning.

Elizabeth Welcher is a financial advisor with Cornerstone Wealth Management, LLC in Staunton, VA, holding Series 65 and Series 66 designations and nine years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for ten years before joining Cornerstone Wealth Management and LPL Financial, LLC in 2019. Welcher also provides administrative support within Cornerstone Wealth Management and holds a Notary Public role. Cornerstone Wealth Management serves a diverse client base including individuals, high-net-worth clients, corporations, retirement plans, and other advisers. The firm manages assets through a combination of fundamental, quantitative, and qualitative analysis applied across various investment vehicles, offering tailored account supervision and a range of LPL-sponsored advisory programs.

Stephen Coffman is a financial advisor with Wealthcare Advisory Partners LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior work includes seven years at United Brokerage Services, Inc. Outside of his advisory role, he is a part-time official with the Piedmont Basketball Officials Association and serves as an instructor with Phoenix TS. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of more than 150 advisors. The firm serves individuals, trusts and estates, retirement plans, charitable organizations, and businesses using a goals-based planning approach supported by proprietary software and an evidence-based investment framework.

Patrick Peason is a financial advisor with Sound Income Strategies, LLC, holding a Series 65 designation and 17 years of industry experience. He has been with Sound Income Strategies since 2016 and also owns Peason Financial Group, where he is involved in the sale of fixed and indexed annuities and insurance. Peason serves as a training coach at Advisors Academy, focusing on sales practices for insurance producers and advisors. Sound Income Strategies, LLC manages approximately $4.0 billion in client assets and serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm emphasizes customized managed portfolios with a focus on fixed-income analysis and employs a scalable advisor network supported by affiliated business lines and training.

Laura Strickler is a financial advisor with Cornerstone Wealth Management, LLC, holding a Series 66 credential and 14 years of industry experience. Her career includes roles at Raymond James Financial Services Advisors and LPL Financial. She is also a commissioned notary. Cornerstone Wealth Management serves a broad client base including individuals, trusts, pension plans, corporations, and charitable organizations, providing asset management, financial planning, and retirement consulting. The firm emphasizes tailored investment advice with continuous account supervision and integrates multiple management approaches and technology platforms to support a high client load across its 91 advisors.

Michele Thompson is a financial advisor at AlphaStar Capital Management with one year of industry experience. She holds a Series 65 designation and has previously worked at Cash Financial LLC. Prior to her financial services career, she operated Thompson's Custom Cleaning for 14 years. AlphaStar Capital Management serves individual, corporate, and retirement plan clients by providing discretionary investment management, financial planning, and subadvisory services. The firm utilizes a mix of strategic and tactical investment approaches through model portfolios and advisor-directed models, managing approximately $2.5 billion in assets across more than 8,400 client relationships.

Sidney Smith is a financial advisor with Royal Fund Management, LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Royal Fund Management since 2013 and has operated a separate independent licensed insurance agency specializing in life and annuity products since 2005. Royal Fund Management serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and defined contribution plan participants with portfolio management, financial planning, and pension consulting. The firm uses fundamental, technical, and cyclical analysis to implement investment strategies tailored to clients’ risk tolerances and offers access to select non-traded REITs and an options-writing overlay.