Zachary Seidman is a financial advisor at Phase Line Financial with three years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at Barrett Financial Group, Thrive Mortgage, NEXA Mortgage, MML Investors Services, and MassMutual Life Insurance. He is also a licensed life insurance agent. Phase Line Financial is an independent investment adviser serving individuals, high-net-worth clients, charitable organizations, and businesses with discretionary portfolio management and financial planning. The firm uses a diversified, largely passive investment approach based on Modern Portfolio Theory, supplemented by fundamental and technical analysis and outside managers when appropriate.

William Buckingham is a CFP® and holds a Series 63 license, operating as the sole advisor at W. C. Buckingham, CPA in Arroyo Grande, CA. He has been with the firm since 1993, totaling 33 years of experience in accounting and investment advisory services. W. C. Buckingham, CPA is a fee-only accounting and investment advisory practice serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm uses a strategic asset allocation approach combining passive index funds and ETFs with selective active managers, and offers both project-based financial plans and ongoing advisory services integrated with accounting and tax considerations.

Justin Cook is a financial advisor at Ambition Financial LLC and holds a Series 65 designation. He has been with Ambition Financial since its founding in 2026 and has over a decade of experience at Cisco Systems. He also maintains a separate corporate finance role alongside his advisory work. Ambition Financial LLC is a fee-only independent registered investment adviser serving individuals and high-net-worth clients. The firm focuses on asset allocation and passive investment strategies, offering discretionary portfolio management, written financial plans, and coordination with third-party professionals.

Thorne O Connell is a financial advisor at X Advisors, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research, Pomona College, Sallie Mae, and Pennsylvania State Employees Credit Union. X Advisors, LLC is a seven-advisor team managing approximately $190 million for about 275 clients, including individuals, trusts, estates, business entities, and retirement plans. The firm offers a range of wealth management and financial planning services, employing fundamental, technical, quantitative, and sector analysis to construct and continuously monitor diversified portfolios.

Alexander Koury is a financial advisor at X Advisors, LLC with one year of industry experience. He holds Series 63 and Series 65 credentials. Koury also owns and manages a consulting firm that provides online media marketing services. X Advisors, LLC offers investment advisory and financial planning services to individuals, trusts, estates, corporations, and employer-sponsored retirement plans. The firm’s portfolios include a range of securities and use both indexing and active strategies, providing discretionary and non-discretionary management tailored to client goals.

Paul Kramer is a financial advisor at Miles Brown Asset Management with a Series 65 credential and one year of industry experience. His prior work includes roles at Kramer Wealth Management, Miles Brown and Associates, and several companies outside of finance, such as OhmConnect Inc and Vision Dental Plan Inc. Miles Brown Asset Management provides fee-only, fiduciary advisory services to individuals, families, trusts, and retirement and profit-sharing plans. The firm offers discretionary investment management using individual securities, mutual funds, ETFs, and options, along with a proprietary automated ETF-only platform for smaller accounts.

Paul Laughton is a financial advisor with Diversified Capital Group, holding Series 63 and Series 65 registrations and 24 years of industry experience. He has been with Diversified Capital Management LLC since 2007. Outside of his advisory work, Laughton serves as the president of a homeowners association in Park City, Utah. Diversified Capital Group provides discretionary asset and portfolio management services primarily to individual and high-net-worth clients. The firm employs multiple analysis methods and a range of strategies, focusing on individualized portfolios with continuous monitoring and periodic rebalancing.

Irene Timmons is a financial advisor at Monarch Wealth Strategies with 20 years of industry experience. She holds the Series 63 and Series 66 designations and has worked with Monarch Wealth Strategies since 2018, following a tenure at LPL Financial beginning in 2005. Monarch Wealth Strategies provides discretionary wealth management, financial planning, and investment consulting to affluent individuals, families, trusts, pension and profit-sharing plans, and brokerage customers. The firm focuses on clients with at least $750,000 in investible assets and employs a range of investment strategies including asset allocation, tax-loss harvesting, and use of mutual funds, ETFs, individual securities, and alternative instruments on a case-by-case basis.

Coleen Edwards is a financial advisor with Weinberger Asset Management, Inc., holding a Series 63 license and bringing 35 years of industry experience. Her prior roles include positions at Robert K Hather and Wells Fargo Advisors. Weinberger Asset Management, Inc. provides discretionary portfolio management services to individuals, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs a variety of analytical methods and offers services such as retirement-plan management and IRA rollover education, managing over $500 million in client assets.

Robert Ogden is a CFP® certificant with 29 years of industry experience, currently serving at Golden State Wealth Management, LLC since 2019. He previously operated Ogden Wealth Management & Planning Services, LLC and has provided CPA services under his own firm since 2002. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses by offering asset management, financial planning, and retirement consulting. The firm emphasizes discretionary portfolio management through tailored investment strategies and uses a variety of analytic approaches along with third-party managers and model portfolios.

David Ogden is a CFP®-certified financial advisor with 10 years of industry experience, currently practicing at Golden State Wealth Management, LLC in Santa Maria, CA. His prior roles include positions at LPL Financial and Ogden Wealth Management & Planning Services, along with a long tenure at the Santa Maria Joint Union High School District. Outside of advisory work, he is also a musician. Golden State Wealth Management serves individuals—including high-net-worth clients—trusts, pension and profit-sharing plans, and businesses, offering services such as asset management, financial planning, and retirement consulting. The firm’s approach includes discretionary portfolio management combined with analytic methods and third-party manager deployments.

Carin Barnes is a financial advisor with Commonwealth Financial Network holding Series 63 and Series 65 credentials. She has 12 years of industry experience, including roles at ARTHA Wealth Advisors and Commonwealth Financial Network. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their clients. The firm offers a comprehensive adviser-support platform with discretionary and nondiscretionary managed-account programs, third-party asset manager access, retirement and plan consulting, and custody/clearing services.

Timothy Graham is a financial advisor with Eagle Strategies (NY Life) and holds Series 66 and Series 63 licenses. He has three years of industry experience and has worked with NYLIFE Securities LLC since 2023. Outside of his advisory work, he has been involved with Certain Sparks Music since 2019. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers a variety of program types and focuses on tailoring recommendations to client objectives and plan sponsor requirements.

Richard Fogal is a financial advisor at Empower Advisory Group with nine years of industry experience. He holds a Series 66 designation and has worked previously at Personal Capital Advisors Corporation and Edward Jones. Outside of finance, he was involved with Lowdown Brewery for four years. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm employs an integrated model linked to its recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Bradley Boulton is a CFP® professional with 13 years of experience in the financial services industry. He is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at firms including Vivid Financial Management, Inc. and Mutual Securities, Inc. Outside of his advisory work, he has involvement with a business entity used for tax and investment purposes. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers comprehensive financial planning, asset management, and specialized retirement consulting, utilizing a combination of passive and active investment strategies guided by an internal Investment Committee.

Kurt Jackson is a CFP® professional with 28 years of industry experience, currently affiliated with Commonwealth Financial Network and serving as owner of Central Coast Wealth Management since 2015. He is based in Arroyo Grande, CA. His background includes operating his own wealth management firm alongside his role at Commonwealth. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and customized investment solutions, along with operational and compliance support.

Vanita Kibbe is a financial advisor at First Command Advisory Services with 23 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 66 licenses. She has worked with the First Command organization since 2002 and currently serves as a health and weight loss coach with Optavia, LLC. First Command Advisory Services is an SEC-registered investment adviser that primarily serves individuals, corporations, and charitable clients, with a focus on active-duty service members and their families. The firm offers comprehensive financial planning and wrap-fee asset management programs managed centrally by its Investment Management Team and Wealth Portfolio Managers.

Anees Akhund is a financial advisor with Commonwealth Financial Network, holding Series 65 and Series 63 licenses and bringing 40 years of industry experience. He previously spent 38 years with Principal Financial Services and Principal Life Insurance Company. Outside of finance, Akhund is the owner and artist behind New Artist Old Soul, an art studio that offers classes and sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and their individual and institutional clients. The firm provides a broad platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

James Simonaro is a CFP® and holds a Series 65 license, currently serving as a financial advisor with Wealth Enhancement Advisory Services, LLC. He has five years of industry experience, including roles at Vivid Financial Management and a brief tenure at Tesla. Prior to his financial career, he worked for six years at Dooc Burnstein's Ice Cream Lab. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment process combining passive and active management, supported by an internal Investment Committee.

Timothy Noe is a CFP®-certified financial advisor with three years of industry experience, currently with Wealth Enhancement Advisory Services, LLC. His work history includes roles at LPL Financial LLC and Wealth Enhancement Brokerage Services. Prior to his financial advisory career, he held positions at United Parcel Service and Ontrac. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management and employs a diversified, risk-class based investment approach that combines passive and active strategies overseen by an internal Investment Committee.