Tracey Collins is a financial advisor at Raymond James Financial with 30 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Truist Investment Services and BB&T from 2006 to 2026. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored financial planning and investment consulting using analytical tools and supports advisory programs and institutional portfolio management across a large advisor network.

Curtis Thornton is a financial advisor at LPL Financial in Charlottesville, VA, holding a Series 66 designation with nine years of industry experience. He previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC from 2016 to 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement plan consulting services, utilizing both discretionary and non-discretionary management and incorporating resources such as LPL Research and third-party subadvisors.

Mitchell Moore is a financial professional with one year of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and is based in Charlottesville, VA. Moore is the owner of Wilkinson Wealth Management, LLC and is also in charge of Comprehensive Income Strategies, both financial services businesses. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services via multiple program structures and manager platforms.

Kristen Puryear is a CFP® professional at Wells Fargo Advisors in Charlottesville, VA, with eight years of industry experience. Her career includes roles at Heritage Wealth Advisors and Merrill Lynch, Pierce, Fenner & Smith Incorporated, as well as four years working in public education. She is also a licensed insurance agent. Wells Fargo Advisors Financial Network provides a range of investment and financial planning services to individuals, trusts, and institutional clients, using proprietary research and planning tools. The firm offers specialized planning services and integrates advisory services with other financial products and referral channels.

Wallace Barrett Johnson is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Ameriprise and its related entities since 2005. Outside his advisory role, he serves as Treasurer and Vice President of Clarinity, Inc. and is President of a local condo association board. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides ongoing retirement-planning advice focused on dependable income and tax-aware withdrawal strategies.

Cassandra Urbano is a financial advisor with Merrill in Charlottesville, VA, holding a Series 66 designation and 17 years of industry experience. She has worked at Merrill since 2008 and has also been with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jack Wood is a CFP® and Series 66 credentialed financial advisor with 23 years of industry experience, currently with Charles Schwab & Co., Inc. in Charlottesville, VA. His prior experience includes roles at Foreside Fund Services, Merit Hill Capital, and Bluerock Capital Markets. He serves as a board member of The Miller School of Albemarle, a private educational institution. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by centralized custody and comprehensive operational infrastructure.

William Merrick is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He previously worked at MML Investors Services, Inc. and MassMutual Life Insurance Company for over three decades. Outside of his advisory role, he has involvement in health insurance sales and a family real estate business. LPL Financial is a nationally registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a variety of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

James Dickman is a CFP® credentialed financial advisor at Stifel with 40 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. Outside of his advisory role, he serves on the finance committee of Grace Community Church in Charlottesville, VA. Stifel serves a broad client base including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Patricia Woodie is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Wells Fargo Clearing since 2016, following a prior role at Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Nicholas Palmer is a financial advisor with Merrill in Richmond, VA, holding a Series 66 designation and nine years of industry experience. He has been with Merrill since 2016 and concurrently with Bank of America, N.A. since 2017. Outside of advisory work, Palmer serves as Chairman of the Illinois Alumni Association of Alpha Delta Phi and is a board member of the Virginia Squash Racquets Association. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage and custody services. The firm integrates closely with Bank of America affiliates and focuses on manager selection, tax-efficient strategies, and a range of investment program types.

Billie Brittle is a financial advisor at Morgan Stanley in Charlottesville, VA, holding a Series 66 license with six years of industry experience. She has been with Morgan Stanley since 2015. Outside of her advisory role, she owns and operates a personal farm in Weyers Cave, Virginia. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process and offers a broad range of investment and financial products.

Adam Silvers is a financial advisor at Stifel in Charlottesville, VA, holding a Series 66 designation with 13 years of industry experience. He has been with Stifel Nicolaus since 2013. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services with an emphasis on fee-based financial planning. The firm's investment approach is based on proprietary methodologies developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

John Flick III is a financial advisor at LPL Enterprise with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Mutual of Omaha Investor Services and Mutual of Omaha Insurance Company. Outside of advising, he has operated as a mobile notary and is involved with entities such as The Flick Team, LLC, related to tax and investment purposes. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios, combining investment advice with brokerage and insurance products on an integrated platform.

Nelson Ham is a Senior Financial Advisor based in Charlottesville, Virginia, within the Global Wealth and Investment Management Division of Merrill Lynch Wealth Management. He joined the SCH GROUP in December 2013, which comprises three advisors and one dedicated client associate with over 65 years of combined experience. Nelson has obtained Series 7 and Series 66 FINRA Registrations, as well as state Insurance licensures, and successfully completed Merrill Lynch's five-stage Practice Management Development program. He holds the Personal Investment Advisor (PIA) designation. Raised in Albemarle County, Virginia, Nelson earned a bachelor's degree from the University of Virginia where he studied business and graduated with honors. Prior to joining Merrill Lynch, he worked as an educator instructing students on SAT and PSAT preparation, as a sales and marketing director partnering with a commercial real estate developer in Virginia, and as an Estate Manager assisting affluent families. His expertise includes education planning, family wealth management strategies, legacy planning, philanthropic planning, portfolio management services, socially responsible investing including ESG, individual and corporate investment strategy, tax minimization, and retirement income planning. Nelson is actively involved in his community, volunteering with PACEM and the Virginia Special Olympics. He is also a member of the Monticello Cabinet, supporting preservation and education efforts. In his spare time, he enjoys outdoor activities such as fishing, hiking, and skiing around the Blue Ridge Mountains, as well as spending time with his family.

Jake Mclean is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing, First Citizens Investor Services, and Merrill. Outside of finance, he is a business officer for Rocket Combat Sports along the East Coast. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Karyn Warren is a CFP® professional affiliated with OSAIC and has 27 years of industry experience. She worked at Securities America Advisors, Inc. from 2012 to 2024 before joining OSAIC. Outside of her advisory role, she owns and manages multiple residential rental property LLCs and operates an insurance sales business offering life, health, and annuity products. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, corporate, and charitable investors through a large network of advisers. The firm combines brokerage and advisory services with financial planning and managed account solutions, utilizing asset-allocation tools and third-party platforms to construct portfolios across various asset classes.

Joan Carlson is a financial advisor with Edward Jones, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. She has been with Edward Jones since 2009. Outside of her advisory work, she is involved with the Blue Ridge Rotary in Charlottesville, VA, assisting with club event planning. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large nationwide network of advisors and branch offices.

Edwin Yowell is a financial advisor with Ameriprise in Gordonsville, VA, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, he is an associate financial advisor at OFG LLC, where he meets with clients and provides financial advice. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, primarily for clients maintaining accounts within Ameriprise-managed portfolios.

Robin Davis is a financial advisor at Fidelity with 11 years of industry experience. He holds a Series 66 credential and has previously worked at Wells Fargo Advisors and Prudential-affiliated companies. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, managing portfolios across mutual funds, ETFs, and ETPs with an emphasis on systematic methodologies and long-term asset allocation.