Wallace Barrett Johnson is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as treasurer and vice president of Clarinity, Inc., and is president of a condominium association board. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm offers a wide range of advisory, brokerage, and insurance solutions through affiliated companies.

Cassandra Urbano is a financial advisor at Merrill with 17 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2008. Prior to and concurrent with her role at Merrill, she has also been affiliated with Bank of America, N.A. since 2016. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.

Jack Wood is a CFP® and Series 66 credentialed financial advisor with 23 years of industry experience, currently with Charles Schwab & Co., Inc. in Charlottesville, VA. His prior experience includes roles at Foreside Fund Services, Merit Hill Capital, and Bluerock Capital Markets. He serves as a board member of The Miller School of Albemarle, a private educational institution. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by centralized custody and comprehensive operational infrastructure.

William Merrick is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He previously worked at MML Investors Services, Inc. and MassMutual Life Insurance Company for over three decades. Outside of his advisory role, he has involvement in health insurance sales and a family real estate business. LPL Financial is a nationally registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a variety of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

James Dickman is a CFP® credentialed financial advisor at Stifel with 40 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. Outside of his advisory role, he serves on the finance committee of Grace Community Church in Charlottesville, VA. Stifel serves a broad client base including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Patricia Woodie is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Wells Fargo Clearing since 2016, following a prior role at Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Nicholas Palmer is the Resident Director and Wealth Management Advisor at Merrill, where he focuses on helping clients achieve their financial goals through personalized wealth management strategies. He provides access to Merrill's investment insights and Bank of America's banking and lending solutions, tailoring flexible strategies to meet the changing market conditions and individual client needs. Nicholas specializes in areas such as executive compensation, equity compensation services, family wealth management strategies, retirement planning, tax minimization, and portfolio management. He emphasizes clear communication and education, ensuring clients understand their investments and how they align with their goals. With certifications including Certified Financial Planner (CFP) and Personal Investment Advisor (PIA), he holds a bachelor's degree from Hampden-Sydney College and a master's degree from the College of William & Mary. Beyond his professional role, Nicholas is involved in his community, serving on the board of the Henrico Humane Society and participating with Make A Wish. He also enjoys activities such as football, golfing, racquetball, scuba diving, soccer, and traveling.

Billie Brittle is a financial advisor at Morgan Stanley in Charlottesville, VA, holding a Series 66 license with six years of industry experience. She has been with Morgan Stanley since 2015. Outside of her advisory role, she owns and operates a personal farm in Weyers Cave, Virginia. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process and offers a broad range of investment and financial products.

Adam Silvers is a financial advisor at Stifel with 12 years of industry experience. He holds the Series 66 designation and has been with Stifel Nicolaus since 2013. The firm serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. Stifel’s investment approach is based on a proprietary methodology from its Investment Strategy Group that uses forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning analyses.

John Flick III is a financial advisor with LPL Enterprise in Charlottesville, VA, holding Series 63 and Series 65 credentials and four years of industry experience. Before joining LPL Enterprise in 2025, he worked at Mutual of Omaha Investor Services and Mutual of Omaha Insurance Company from 2021 to 2025. He has also operated as a mobile notary and been self-employed in other roles. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm’s integrated platform combines advisory programs with brokerage and insurance products, supporting clients through both discretionary and non-discretionary engagements.

Nelson Ham is a Senior Financial Advisor based in Charlottesville, Virginia, within the Global Wealth and Investment Management Division of Merrill Lynch Wealth Management. He joined the SCH GROUP in December 2013, which comprises three advisors and one dedicated client associate with over 65 years of combined experience. Nelson has obtained Series 7 and Series 66 FINRA Registrations, as well as state Insurance licensures, and successfully completed Merrill Lynch's five-stage Practice Management Development program. He holds the Personal Investment Advisor (PIA) designation. Raised in Albemarle County, Virginia, Nelson earned a bachelor's degree from the University of Virginia where he studied business and graduated with honors. Prior to joining Merrill Lynch, he worked as an educator instructing students on SAT and PSAT preparation, as a sales and marketing director partnering with a commercial real estate developer in Virginia, and as an Estate Manager assisting affluent families. His expertise includes education planning, family wealth management strategies, legacy planning, philanthropic planning, portfolio management services, socially responsible investing including ESG, individual and corporate investment strategy, tax minimization, and retirement income planning. Nelson is actively involved in his community, volunteering with PACEM and the Virginia Special Olympics. He is also a member of the Monticello Cabinet, supporting preservation and education efforts. In his spare time, he enjoys outdoor activities such as fishing, hiking, and skiing around the Blue Ridge Mountains, as well as spending time with his family.

Jake Mclean is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Wells Fargo Clearing and First Citizens Investor Services. Outside of his advisory work, he holds a business officer role with Rocket Combat Sports. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Karyn Warren is a CFP® professional affiliated with OSAIC and has 27 years of industry experience. She worked at Securities America Advisors, Inc. from 2012 to 2024 before joining OSAIC. Outside of her advisory role, she owns and manages multiple residential rental property LLCs and operates an insurance sales business offering life, health, and annuity products. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, corporate, and charitable investors through a large network of advisers. The firm combines brokerage and advisory services with financial planning and managed account solutions, utilizing asset-allocation tools and third-party platforms to construct portfolios across various asset classes.

Joan Carlson is a financial advisor with Edward Jones, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. She has been with Edward Jones since 2009. Outside of her advisory work, she is involved with the Blue Ridge Rotary in Charlottesville, VA, assisting with club event planning. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large nationwide network of advisors and branch offices.

Edwin Yowell is a financial advisor with Ameriprise in Gordonsville, VA, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, he is an associate financial advisor at OFG LLC, where he meets with clients and provides financial advice. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, primarily for clients maintaining accounts within Ameriprise-managed portfolios.

Martin Harar is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has nearly 50 years of experience in wealth management, focusing on customizing solutions to fit his clients' unique goals and preferences. Before joining Merrill Lynch in 2013, he had a 36-year career at State Farm Insurance, where he worked as an agent and later in management. Martin holds a Bachelor's Degree from Virginia Tech, graduating in 1977. He is a CERTIFIED FINANCIAL PLANNER (CFP) certificant and a Personal Investment Advisor (PIA). His expertise encompasses education planning, family wealth management strategies, legacy planning, retirement income, tax minimization, socially responsible investing, portfolio management, and small business strategies. He is actively involved in the Charlottesville community as a parishioner of St. Thomas Aquinas, a volunteer at Charlottesville Catholic School and The Covenant School, a member of the Charlottesville Committee on Foreign Relations, and President of the Charlottesville Chapter of the Virginia Tech Alumni Association. Martin embodies Virginia Tech's motto of Ut Prosim, "That I May Serve," both professionally and personally.

Fred Newsom is a financial advisor with LPL Financial located in Charlottesville, VA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1999. Newsom also manages a branch and serves as a registered representative and investment advisor in Charlottesville. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Charles Bull is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He previously worked at Bank of America, NA for 11 years before joining Wells Fargo in 2020. Bull serves as an exam reviewer for the CFP Board of Standards, writing and reviewing questions for the CFP exam. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broader set of financial product offerings than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Mauricio Rodriguez Gebran is a financial advisor with Fidelity in Charlottesville, VA, holding Series 63 and Series 66 credentials and five years of industry experience. His background includes roles at Uber, Lyft, and Whole Foods Market prior to joining Fidelity. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Shelly Pellish is a Series 66-licensed financial advisor with Ameriprise in Charlottesville, VA, with seven years of industry experience. She has been with Ameriprise and its affiliated entities since 2017, following a 15-year tenure at the Center for Christian Study. Outside of her advisory role, Pellish is the owner of Flying Squirrel, LLC, which she manages alongside her work at Ameriprise. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, delivering personalized recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.