Daniel Walsh is a financial advisor with LPL Financial in Margate City, NJ, holding a Series 63 designation and 33 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for nine years before joining LPL Financial in 2020. Outside of his advisory role, he is a singer in a band called The Flynn's. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting while utilizing model portfolios, research, and technologies such as machine learning across its services.

James Naplacic is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. since 2015. Merrill, together with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

James Kirlin Jr. is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Lincoln Financial Advisors for 12 years. In addition to his advisory role, he operates insurance-related businesses offering various types of insurance and employee benefits. OSAIC serves a diverse client base, including retail and institutional investors, through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and multiple investment options, while supporting various account management styles and third-party solutions.

Zachary Hammond is a Series 66 licensed financial advisor with Edward Jones, where he has worked since 2009, totaling 17 years of industry experience. He serves as president of a local networking organization, BNI, and is a board member of the Great Lakes Wrestling Foundation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large retail advisor and branch footprint alongside additional affiliated services.

Brian Dugan is a financial advisor with Ameriprise in Margate City, NJ, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked at the University of Delaware and Seaview Fuel. He is also co-owner of 1309 Group, Inc., where he manages an advisory business. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports. The firm integrates algorithmic automation with oversight and emphasizes products from affiliated firms within its broad range of advisory, brokerage, and insurance solutions.

Lawrence Malamut is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at UBS Financial Services for 13 years. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Bryan Stein is a CFP® with 28 years of industry experience and is currently affiliated with Wells Fargo Clearing. His prior experience includes roles at BNY Mellon Securities Corporation and Oppenheimerfunds Distributor, Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Robert Madara Jr. is a financial advisor with Edward Jones, holding a Series 66 designation and three years of industry experience. He has been with Edward Jones since 2014, most recently continuing his role since 2025 in Ocean City, NJ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Andrew Bilotta Jr. is a financial advisor with Raymond James & Associates, holding the CFP® designation and securities licenses Series 63 and Series 65. He has 42 years of industry experience and has been with Raymond James & Associates since 2007. Outside of his advisory role, he serves on the advisory board of How Properties Management, providing counsel to senior executives. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research resources.

George Bellos is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Christine Cullen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Roger Mussa is a Wealth Management Advisor and founding Partner at Mussa-Jayne-Weiner Wealth Management of Merrill Lynch Wealth Management. With over 20 years of industry experience beginning in 1999, he assists personal and business clients across the United States through a consultative, time-tested wealth management process. His approach addresses clients' major concerns including wealth growth and preservation, tax mitigation, estate planning, asset protection, and charitable giving. Roger and his team focus on creating unbiased financial strategies that adapt to clients' evolving needs in today's complex geopolitical, economic, and social environment. Roger holds a Bachelor's Degree from Ramapo College of New Jersey, majoring in International Business with minors in Spanish and Italian. He has earned multiple professional designations including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Retirement Manager Advisor (RMA). He is actively involved with the Investments & Wealth Institute, serving on their Board of Directors and designation committees. Beyond his professional commitments, Roger contributes to community and nonprofit organizations such as the Atlantic Cape Community College Foundation Board, Assumption Catholic Regional School Advisory Board, and has held advisory roles with the Boy Scouts of America Jersey Shore Council. He participates in Merrill's Diversity & Inclusion Committee and the Merrill Hispanic & Latino Organization. Roger lives in Galloway, NJ with his wife Megan, their three children, and their dog.

Arlene Mcdonald is a Series 66-licensed financial advisor with UBS Financial Services, based in Northfield, NJ. She has 20 years of industry experience and has been with UBS since 1989. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to client goals.

Charles Fahy is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Outside of finance, Fahy owns Fahy Golf Services, where he provides golf instruction and advice. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning that utilizes structured discovery conversations and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Mary Thompson is a Senior Financial Advisor with Merrill Lynch Wealth Management, where she has been providing services since 2006. She assists clients in aligning their financial strategies with their personal goals and priorities, including home purchases, education planning, divorce transitions, retirement security, and legacy planning. Mary incorporates clients' liquidity needs, risk tolerance, and time horizons into her approach and, for some clients, integrates sustainable or impact investments to support positive change and potentially enhance risk-adjusted returns. Mary collaborates closely with business owners and plan sponsors in establishing, implementing, and reviewing employee benefit plans. She holds the Retirement Benefits Consultant (RBC) designation, contributing to one of the highest levels of expertise within the firm for retirement plans. Her professional credentials include the Chartered Retirement Planning Counselor™, Certified Plan Fiduciary Advisor®, and Chartered SRI Counselor™ designations. A graduate of The Pennsylvania State University, Mary resides in Wayne, Pennsylvania with her husband and three children. She is actively involved in her children's schools and participates in her community as a member of Saint Katharine of Siena Church and School.

Peter Perfetti is a CFP® with 19 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is a commissioned notary public in Linwood, NJ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

G Keever IV is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with LPL Financial since 1999. Aside from his advisory role, he is involved in fixed insurance sales through Covenant Wealth Strategies, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios, research, and various investment strategies.

Jennifer Wildman is a financial advisor at UBS Financial Services with 24 years of industry experience. She has been with UBS since 2008 and holds Series 63 and Series 66 designations. Outside of her advisory role, she is also a notary public providing services to family and community members in Linwood, NJ. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary research and model-based asset allocation to tailor financial plans and portfolio management aligned with clients’ goals and risk profiles, and combines institutional trading capabilities with wealth management services.

Carolyn Ogrady is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. She has been with Wells Fargo Clearing and First Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm's approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Mark Adams is a financial advisor with LPL Financial, holding a Series 63 designation and 31 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he spends a portion of his time selling life and disability insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs and services, including financial planning, retirement plan consulting, and brokerage services, supported by model portfolios, third-party research, and technology-driven investment approaches.