Lisa Neff is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. She previously worked at West Coast Financial, LLC for ten years. Neff is a board member and chair of the investment committee for the Channel Islands YMCA, a nonprofit organization. Cerity Partners LLC is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and retirement plan services, with a focus on diversified asset allocation and access to alternative and private-market investments.

Josiah Taylor is a CFP® professional affiliated with Mercer Global Advisors Inc. in Santa Barbara, CA, with experience at the firm since 2021. Prior to his advisory role, he worked at Prevail Conditioning from 2016 to 2022. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory, financial, tax, retirement, estate planning, and family office services. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified portfolios through a mix of low-cost ETFs, index funds, separate account managers, direct indexing, and private funds, complemented by specialized programs and tax-management options.

Deborah Stoker is a financial advisor at Centaurus Financial, Inc. with one year of industry experience. She holds a Series 66 designation. Outside of her advisory role, she owns Debi's Designs, a residential and commercial design business. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized services such as advisory management of annuity and variable life sub-accounts.

Donna Payne is a financial advisor at Centaurus Financial, Inc. with 45 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Centaurus Financial since 2010, following roles at VSR Financial Services, PartnerVEST Advisory Services, and A. G. Edwards & Sons. Outside of her advisory work, she operates Summerland Preserves, a small business creating and selling jams, preserves, and jellies, and she is also a licensed real estate broker serving her local community. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a variety of portfolio management and financial planning services using both discretionary and non-discretionary arrangements, supported by fundamental and technical analysis methods as well as third-party overlay managers and specialists.

David Walker is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 66 credentials and over 20 years of industry experience. His prior work includes roles at Jackson National Life Distributors LLC and founding Seagull Lane Asset Management LLC, where he serves as president. United Planners Financial Services is a national wealth-management enterprise with approximately $12.77 billion in assets under management, serving individual and institutional clients through independent investment adviser representatives using a range of custodians and third-party managers.

Clayton Murdy is a CFP® professional with 24 years of industry experience. He currently serves at Cerity Partners LLC and previously worked at West Coast Financial, LLC for nine years. Outside of his advisory role, he is a trustee and treasurer on the board of directors for Crane Country Day School in Santa Barbara. He also maintains general partner roles in several private real estate funds organized under West Coast Financial, LLC, which operates as an outside business activity separate from Cerity Partners. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs a tailored investment approach that integrates proprietary quantitative screens with third-party managers and individual securities, and offers a broad range of services including portfolio management, financial planning, retirement consulting, tax planning, and private-market investment opportunities.

Steven Schneider is a financial advisor at Mercer Global Advisors Inc. in Santa Barbara, CA, holding a Series 65 designation with one year of industry experience. His prior work includes both self-employment and roles at Capitol Studios and House of Blues Studios. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory services alongside financial, tax, retirement, and estate planning. The firm employs a globally diversified investment approach grounded in Modern Portfolio Theory, utilizing a range of low-cost ETFs, index funds, and other investment vehicles.

Julia Coburn is a financial advisor at Centaurus Financial, Inc. with 22 years of industry experience. She holds a Series 66 designation and has worked at Centaurus Financial since 2017. Her prior experience includes roles at Crown Capital Securities, BCN Financial, and Quest Securities. Outside of advising, she works part-time as a field service manager providing long-term care and disability insurance to safety members in California and serves as a Notary Public. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm provides financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory management of annuities and variable life sub-accounts.

Chanelle Van Pelt is a CFP® and Series 65-licensed advisor with 11 years of experience, currently with Mercer Global Advisors Inc. She has worked exclusively at Mercer in various roles since 2015. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits with investment advisory, financial planning, and family office services. The firm employs a Modern Portfolio Theory-based approach featuring globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and other strategies, alongside specialized services such as retirement plan consulting and charitable advisory.

Sergio Villa is a financial advisor with United Planners Financial Services of America, holding a Series 66 credential and bringing 21 years of industry experience. He has worked at United Planners since 2016 and has prior experience with Cetera Investment Services and Morgan Stanley. Outside of finance, Villa serves as an adjunct professor in Santa Barbara and holds board roles with the Santa Barbara Children’s Museum (MOXI) and Child Evangelism Fellowship. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individuals, retirement plans, corporations, and institutional clients. The firm operates with approximately 362 advisors and manages about $12.77 billion in assets, with a notable emphasis on non-discretionary accounts managed on a client-directed basis.

Russell Johnson is a CFP® professional with two years of industry experience, currently advising at Mercer Global Advisors Inc. He previously held roles at Vista del Monte Retirement Community and LPL Financial, LLC, and worked with Young Life Lake Champion. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing discretionary and non-discretionary investment advisory services alongside financial, tax, retirement, and estate planning. The firm’s investment approach uses Modern Portfolio Theory with globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, separate account managers, and other vehicles.

Jeffery Chaffin is a financial advisor at Centaurus Financial, Inc. in Santa Barbara, CA, holding a Series 66 designation with eight years of industry experience. He has been with Centaurus Financial since 2017 and has maintained self-employed activities since 2004. Outside of financial advising, he owns a performance training company working with high school athletes and serves as a local high school sporting event announcer. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory management of annuity and variable life sub-accounts using both discretionary and non-discretionary approaches.

Sara Feder is a CFP® and holds the Series 65 designation, with nine years of industry experience. She has worked at Cerity Partners LLC since 2025 and was previously with West Coast Financial, LLC for nine years. Based in Santa Barbara, CA, she provides financial advisory services through Cerity Partners. Cerity Partners offers customized wealth management and related services to a national client base, including individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm utilizes tailored asset allocation, manager selection, and proprietary quantitative screening combined with third-party managers and individual securities to build client portfolios.

Cory Boggs is a CFP®, CFA®, and Series 66 license holder with 11 years of industry experience. He is currently with Cresset Asset Management, LLC, where he has worked since 2026. Prior to joining Cresset, he spent nine years at Manchester Capital Management LLC and held positions at City National Bank. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware investment approach that integrates strategic asset allocation, active and passive management, and a range of alternatives.

Aaron Simmons is a CFP® and holds a Series 65 designation, currently serving as a financial advisor at Cerity Partners LLC with two years of industry experience. Prior to Cerity Partners, he worked at West Coast Financial, LLC and has been involved with Pali Wine Co as well as roles at the University of California Los Angeles and University of California Santa Barbara. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm uses tailored asset-allocation and manager selection processes combining proprietary quantitative screens with third-party managers and individual securities, and offers specialized services such as retirement plan consulting, tax planning, and access to alternative and private-market investments.

Joseph Ferreira is a financial advisor at Cerity Partners LLC with 14 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Cerity Partners in 2025, he worked at West Coast Financial, LLC for eight years. Outside of his advisory role, he serves as a member and general partner of West Coast Financial, LLC, which manages several private real estate funds. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolio management.

Michael Morando Jr is a financial advisor at Centaurus Financial, Inc. in Santa Barbara, CA, with 14 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2012. Outside of his advisory work, he is involved in educational speaking and webinars through Compassion International and contributes to an estate planning team. Centaurus Financial, Inc. serves a broad client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements.

Amy Macleod is a financial advisor at Cresset Asset Management, LLC with 16 years of industry experience. She holds a Series 65 designation and previously worked at Manchester Capital Management LLC for 13 years. Outside of her advisory role, she is a partial owner of Kinevan Ranch, LLC. Cresset Asset Management is an SEC-registered investment adviser managing approximately $71.9 billion in client assets for a diverse range of clients, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, with a structured due diligence program that includes quantitative and qualitative manager review and private fund management.

Ryan Burnham is a financial advisor at Centaurus Financial, Inc. with 20 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2006. Outside of his advisory work, he is involved in a non-investment-related business activity under the name Tremblay Financial Services. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through both discretionary and non-discretionary arrangements using a combination of fundamental and technical analysis.

Alejandro Ochoa is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 66 designation and 23 years of industry experience. His career includes prior roles at Ameriprise, Independent Financial Partners, and LPL Financial. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, wealth coaching, and retirement plan consulting. The firm utilizes a network model of advisory representatives and combines discretionary and non-discretionary portfolio management with access to various third-party platforms and sub-advisors.