Ethan Vineyard Martino is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 65 and Series 63 licenses. Before joining LPL Financial, he worked at Handlin Wealth Management and previously held positions outside the financial sector, including at Publix and Rachael Kasie Designs LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment solutions including financial planning, wrap and model portfolios, third-party asset management, and participant-level retirement advice, supported by various advisor-facing tools and a large network of over 22,000 advisors.

Lisa Ogram is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in DeLand, Florida. She has been practicing in this role since 2008, providing financial guidance to individuals, families, and businesses. Lisa offers expertise in goal setting, investment implementation, banking, as well as asset and liability management. She integrates the resources of Merrill and Bank of America to assist clients in developing personalized wealth management strategies. Lisa holds a Bachelor's Degree from Stetson University and has earned the Personal Investment Advisor (PIA) designation. She is actively involved in professional and community organizations, including the DeLand Breakfast Rotary Club, the Museum of Art - DeLand, Florida, and the Stetson Alumni Association. In addition to her professional work, Lisa contributes her time to volunteer and fundraising efforts for the Children's Cancer Foundation. Her professional philosophy emphasizes understanding clients' life priorities to create financial plans tailored to their individual goals and aspirations. Lisa collaborates with clients to develop flexible strategies that respond to changing market conditions while focusing on what matters most to them.

Benjamin Hartwick is a financial advisor with Edward Jones in Ormond Beach, FL, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2023, he worked at Equitable Advisors and AXA Advisors, among other firms, and has experience in both financial services and educational roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Elaine Pavlakovic is a financial advisor with Wells Fargo Clearing in Port Orange, FL, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wachovia Bank, N.A. beginning in 2002. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Thomas Daly is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior work includes roles at Raymond James & Associates, Charles Schwab & Co., and Prudential Equity Group. He is based in Daytona Beach, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Viktoriya Frye is a Financial Advisor at Merrill Lynch Wealth Management, where she began her career in the financial services industry in 2005 and joined Bank of America in 2014. She works with ultra-high-net-worth individuals, multigenerational families, business owners, and executives, providing strategic guidance across investment management, wealth preservation, lending and liquidity solutions, business planning, and multigenerational wealth transfer. Viktoriya holds a Bachelor's Degree from The National Transport University and holds professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She leverages the full suite of Merrill Lynch and Bank of America resources to deliver customized financial strategies that align with her clients' goals, values, and long-term visions. Her approach is relationship-driven, emphasizing discretion, responsiveness, and service to help clients preserve, grow, and transfer wealth confidently across generations. In addition to her professional work, Viktoriya is involved in community organizations such as AHI-AOV Martial Arts Institute, Atlantic Center for the Arts, CUDAS Swim, EAC, and First Baptist Church.

Richard Hawes is a financial advisor with LPL Financial in New Smyrna Beach, FL, holding Series 63 and Series 66 designations and with 31 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors and SPC. He is also an independent insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

Jennifer Richardson is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013. Her office is located in Ormond Beach, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Monte Carlo simulations, to help clients evaluate financial outcomes.

Stanley Stockhammer is a CFP® professional with 32 years of industry experience, currently serving at Stifel since 2009. He is based in Daytona Beach, FL, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as a board member of The Shoreham Beach Association, Inc. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment strategy is supported by a proprietary methodology that utilizes forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

James Reardon III is a financial advisor with Edward Jones in Port Orange, FL, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, he serves as Trustee and Chairman of the Port Orange Fire/Rescue Pension Board. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Derek Mears is a CFP® with 27 years of industry experience, currently advising at Ameriprise since 2020. He previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2020. Mears serves on multiple boards, including the Stetson Business School Foundation and the Housing Finance Authority of Volusia County, and is involved in several local nonprofit organizations. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Matthew Deckman is a financial advisor with Ameriprise in Ormond Beach, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers non-discretionary recommendations through a centralized consulting team.

Martin Berloff is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jeffrey Sochar is a financial advisor with Morgan Stanley in Deland, Florida, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Since 2015, he has worked with Morgan Stanley Private Bank, National Association, and has affiliations with Janus Management Holdings Corp and Janus Distributors LLC dating back to 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs, including tailored financial planning and employs structured planning tools and proprietary investment models in its process.

Kim Halle is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, Kim worked at HUB Financial Inc. and held roles at McGill University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations, with approximately $1.01 trillion in assets under management and a nationwide network of over 23,000 financial advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeffery Ritchey is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Edward Jones since 2000. He holds Series 63 and Series 65 licenses and is based in Deland, Florida. Outside of his advisory role, Ritchey is involved in community leadership as Vice President of United Methodist Men, Advisory Board Member of the Debary Art League, and President of the Deland Chamber of Commerce. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers discretionary and non-discretionary investment strategies, including managed solutions and separately managed accounts, and provides overlay and tax-efficient services under a fiduciary standard.

Wayne Dictor is a financial advisor at Raymond James Financial with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James Financial Services since 2009. Outside of his advisory role, he serves on the boards of the CrimeLine nonprofit and the Orlando Fringe Festival, contributing to their finance and investment committees. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports clients through its extensive advisor network and specialized programs.

Mary Brown Thibodeau is a financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones from 2008 to 2012. Outside of advisory work, she serves as a board member for the Hope Resource Center, a nonprofit pregnancy center and women's health clinic. Cambridge Investment Research Advisors serves a diverse client base including individuals and institutions, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Ann Snellings is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she also serves as the business manager for the Haber & Associates Wealth Management Group. She joined Merrill Lynch in 2010 as the Resident Directors Assistant and was promoted to Financial Advisor in 2015. In 2020, Ann advanced to Vice President and Senior Financial Advisor, bringing extensive experience in financial services and business management to her role. She plays a key part in maintaining the productivity, efficiency, and organization of her team. Ann began her financial career in 2006 with Edward Jones as a Branch Office Administrator before transitioning to Merrill Lynch. With a background as a business owner, she applies a disciplined and customized approach to wealth management, focusing on personal retirement planning, women and wealth, and retirement income. Ann is a specially qualified Senior Portfolio Advisor, providing clients with tailored investment strategies and managing portfolios on a discretionary basis through the firm's Investment Advisory Program. She holds the Personal Investment Advisor (PIA) designation and earned her High School Diploma from Spotsylvania High School. Outside of her professional work, Ann is based in Ormond Beach and is involved in supporting local animal shelters. She enjoys outdoor activities such as running, hiking, and kayaking alongside her husband and their dog. Ann values building strong relationships within her community and with her clients, helping them achieve their financial goals.

Mathew Jemison is a financial advisor with Morgan Stanley in Deland, Florida, holding a Series 66 designation and bringing 24 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He serves on the board and finance committee of the Volusia/Flagler Family YMCA, engaging in community and youth-focused activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions, including customized financial planning supported by approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services under both individual and corporate financial planning agreements.