Robert Hughes Jr. is a financial advisor at Sequent Planning, LLC with two years of industry experience. He holds the Series 65 designation and has previously worked at Longleaf Financial Strategies, Ameritas Life Insurance, Ameritas Investment Company, The Wingate Group, and Baptist Health Care. In addition to his advisory work, he is also an insurance agent offering insurance products and services. Sequent Planning, LLC, operating as Futurity First Wealth Management, serves individuals including high-net-worth clients, retirement plan sponsors, small and medium-sized businesses, endowments, and nonprofit organizations. The firm provides asset management, financial planning, access to third-party model managers, and comprehensive retirement-plan services, employing a structured risk framework and diversified investment strategies through a network of approximately 97 independent adviser representatives.

Kathryn Hill is a financial advisor with Navy Federal Investment Services, LLC, holding the ChFC® designation along with Series 63, 65, and 66 licenses. She has 27 years of industry experience and has been with Navy Federal Investment Services since 2013. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union, individual investors, and trusts by offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm utilizes model portfolios managed by third-party portfolio managers and provides ongoing account monitoring, rebalancing, and optional overlay services.

Ernest Commins is a CFP® professional with 43 years of industry experience. He is currently with IHT Wealth Management LLC and has been associated with LPL Financial, LLC since 2005. His background includes roles involving investment advisory and non-variable insurance products. IHT Wealth Management serves individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm employs a blend of fundamental stock selection and quantitative tools in diversified model portfolios, offering discretionary asset management, financial planning, and ERISA fiduciary services through a network of approximately 153 advisors.

Skipper Waller is a financial advisor at RedHawk Wealth Advisors, Inc. with 12 years of industry experience. He holds a Series 65 designation and has worked at RedHawk since 2014. Additionally, he is the president and owner of Annuity Benefit Counselors, Inc., where he is involved in the sales of annuities and insurance. RedHawk Wealth Advisors serves individuals, high-net-worth clients, trusts, foundations, retirement plans, businesses, and captive insurance companies. The firm offers investment management, financial planning, and ERISA 3(21)/3(38) retirement-plan services, using a risk-based approach guided by a weekly investment committee and third-party risk tools.

Olivia Di Filippo is a financial advisor with Gradient Advisors, LLC, holding a Series 65 designation and one year of industry experience. She previously worked at Swan Capital, LLC for three years and has background experience in client services and advisory roles. Outside of financial advising, she has been involved with several community organizations and church activities. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers using a largely non-discretionary model.

Paul Mattke is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and seven years of industry experience. Prior to joining Ameritas, he worked at First Command Financial Planning Inc. for five years and served in the US Air Force's 81st Communications Squadron. Outside of finance, he is a partner at Barracuda Carpentry and Haul, where he manages carpentry projects and haul services. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies to serve a broad client base.

Michael Crouch is a financial advisor at Cyndeo Wealth Partners with 13 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2022. Cyndeo Wealth Partners serves individuals, families, corporations, and business owners by providing portfolio management, financial planning, family office services, and financial consulting. The firm manages approximately $2.58 billion and employs customized investment strategies across various asset classes, integrating its advisory services with business consulting for middle-market clients.

Luke Zumbusch is a financial advisor with Inspire Advisors, LLC, holding a Series 65 license and two years of industry experience. Prior to joining Inspire Advisors in 2023, he served 12 years in the United States Marine Corps. He is currently a Naval Aviator and flight instructor in the United States Navy Reserves and also works as a contract instruction pilot for Flight Safety International. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for about 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing using proprietary scoring and screening tools and employs a mix of quantitative and fundamental strategies, often implementing portfolios through model allocations and proprietary ETFs.

Brittany Brower is a Series 66 licensed financial advisor with Truist Advisory Services. She has six years of industry experience, including roles at Truist Advisory Services and SunTrust Bank. Outside of finance, she is the managing member of a plumbing and gas services business in Milton, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and manager-selection programs, using a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Bessann Watson is a CFP® with 21 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. She has spent her career primarily with these firms, beginning in 2005. Outside of her advisory role, Watson is involved in several business activities including consulting through Abbey Road Financial, LLC, serving as an executor for an estate, and researching captive insurance arrangements for clients. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of brokerage, financial planning, and retirement plan consulting services, with advisory options that include discretionary and non-discretionary management using both in-house and third-party model portfolios.

Kent Lipham is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and 30 years of industry experience. He has been with Benjamin F. Edwards & Co. since 2014. Benjamin F. Edwards & Co. serves a diverse client base, including individual investors, retirement plans, trusts, estates, and corporate clients. The firm offers a variety of investment strategies—from model-based to customized portfolios—along with financial planning and retirement consulting services.

Richard Mccool is a CFP® and ChFC® with 23 years of experience in the financial services industry. He is currently affiliated with Park Avenue Securities and Guardian Life Insurance Company, where he has worked since 2002. Outside of his advisory role, he serves as a director for Locklin Lake and is a member of the Historic Preservation Board in Milton, Florida. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services such as lending solutions and donor-advised funds.

Leon Hirsh is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and 45 years of industry experience. He has been with Benjamin F. Edwards since 2014. Outside of his advisory role, Hirsh serves as President of the Kentucky Military Institute Alumni Association and as Alumni Director for the Eta Pi Chapter of Pi Kappa Alpha at the University of West Florida. Benjamin F. Edwards & Company provides investment advice and related services to individual investors, retirement plans, trusts, estates, and corporate clients. The firm offers a range of model-based and customized investment strategies and combines ongoing due diligence and monitoring with in-house trading and brokerage capabilities.

Randy Wentz is a financial advisor with Eagle Strategies (NY Life) holding Series 65 and Series 63 licenses and two years of industry experience. His prior work includes positions at Reeder Financial Group, NYLIFE Securities LLC, New York Life Insurance Company, and Navy Federal Credit Union. He also operated Wentz Home Services for one year. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives and emphasizes fiduciary responsibilities, with the majority of its assets managed on a non-discretionary basis.

James Palmiotto is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 credential and nine years of industry experience. He has been with Bankers Life Advisory Services since 2018 and has a long-standing background with affiliated entities dating back to 2012. Outside of advisory work, he is involved in insurance sales and training as a USV/Satellite Manager and insurance agent with Bankers Life & Casualty, and he owns JPALMS INC, a business established for managing his insurance operations. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

Jeremy Reeder is a financial advisor with Eagle Strategies (NY Life) based in Milton, FL, holding Series 63 and Series 65 credentials with 16 years of industry experience. He has been with Eagle Strategies since 2019 and also operates Reeder Financial Group, Inc., focusing on brokering non-registered insurance products. Reeder serves as a board member and secretary of the Santa Rosa County Chamber of Commerce and chairs the Santa Rosa Young Professionals Committee. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, charitable and corporate clients, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through various program types, with the majority of assets under management handled on a non-discretionary basis.

Bradley Keel is a CFP® with six years of industry experience, currently serving as a financial advisor at Benjamin F. Edwards & Company, Inc. since 2019. Prior to this, he worked at California Pacific Medical Center (Sutter Health) for nine years and has been an independent health coach since 2018. He operates a health coaching consultancy, Keeling It for Life, based in Gulf Breeze, Florida. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves individuals, corporations, retirement plans, trusts, foundations, and charitable organizations, offering a range of advisory programs and investment strategies that include both firm-developed and third-party models.

Benjamin Boyd is a Series 66 licensed financial advisor with three years of industry experience. He is currently affiliated with Park Avenue Securities and has prior experience with Guardian Life Insurance Company and Primerica Advisors. Outside of his advisory role, Boyd is a partner in JNBB Financial, LLC, where he maintains recordkeeping and tax responsibilities. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a range of investment strategies through proprietary models, third-party managers, and a digital advice platform, supporting various account types and lending solutions.

Richard Massingill Jr. is a financial advisor with Empower Advisory Group who holds a Series 66 designation and has 17 years of industry experience. He previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. and Bank of America, NA before joining GWFS Equities, Inc. His current role has spanned seven years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing in their financial planning.

Kelly Ryland is a financial advisor with Independent Financial Partners, holding a Series 66 designation and 16 years of industry experience. Prior to joining Independent Financial Partners in 2019, Ryland worked at LPL Financial from 2014 to 2019. Outside of advisory work, Ryland is involved in insurance sales specializing in life and disability insurance. Independent Financial Partners serves a nationwide network of independent investment adviser representatives and manages over $12.5 billion in assets. The firm offers a decentralized advisory model with services including investment advisory, financial planning, trust, and retirement-plan consulting, notably providing formal retirement-plan advisory and pension consulting capabilities.