Ernest Commins is a CFP® professional with 43 years of industry experience. He is currently with IHT Wealth Management LLC and has been associated with LPL Financial, LLC since 2005. His background includes roles involving investment advisory and non-variable insurance products. IHT Wealth Management serves individuals, pension and profit-sharing plans, charitable organizations, trusts, and corporate clients. The firm employs a blend of fundamental stock selection and quantitative tools in diversified model portfolios, offering discretionary asset management, financial planning, and ERISA fiduciary services through a network of approximately 153 advisors.

Stephen Callahan is a financial advisor at Brookwood Investment Group with 21 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Brookwood in 2026, he operated Callahan Investment Advisor, LLC for 13 years and worked as a sole proprietor for 16 years. Outside of his advisory work, he is the sole member of KBG, LLC, a personal investing entity. Brookwood Investment Group serves individual investors, businesses, and employer-sponsored retirement plans, offering portfolio management, financial planning, and retirement plan advisory services. The firm customizes portfolios using a range of management styles and investment instruments, supports both discretionary and non-discretionary management, and maintains several affiliated businesses and platform relationships.

Stephen Speirs is a financial advisor with G. A. Repple & Company, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with G. A. Repple & Company since 2002. Outside of his advisory work, Speirs serves as a pastor and officiates beach weddings. G. A. Repple & Company provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and corporations. The firm employs various analytical methods to create portfolios aligned with clients’ goals and risk tolerances and offers both wrap and non-wrap programs, including Biblically-Responsible Investing options.

William Burns is a financial advisor at Compound Planning, Inc. with 35 years of industry experience. He holds a Series 66 designation and previously worked at Claraphi Advisory Network, LLC for six years. Outside of his advisory role, he serves as a board member for the Santa Rosa Executive Plaza office complex association. Compound Planning, Inc. serves individuals, high-net-worth families, businesses, retirement plans, and financial intermediaries by providing discretionary portfolio management, financial planning, and institutional advisory services. The firm employs risk-based model allocations tailored to client goals, combining long-term buy-and-hold strategies with tactical tools such as direct indexing and tax-loss harvesting.

Harley King is a CFP® professional with two years of experience in financial advising, currently with Pure Financial Advisors, LLC. Prior to this role, he worked at Symphony Financial Planning and has a background that includes positions at UC Davis Health Cancer Center and Centura Health. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11 billion in assets for individual and high-net-worth clients. The firm employs a financial-planning-centered approach using academic frameworks and offers a range of services including comprehensive planning, discretionary portfolio management, and specialized solutions such as pension consulting and donor-advised fund management.

Richard Rivera is a CFP® with 40 years of experience in the financial services industry. He is currently with United Capital Financial Advisors and has prior experience spanning nearly two decades at Calton & Associates, Inc. Outside of financial advising, he is a member and manager of Cell Gen Therapeutics, LLC, a therapeutic laser sales business. United Capital provides national financial planning and discretionary investment management for a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers a range of services, including sub-advisory, consulting, and a technology platform that supports independent advisors and customization of investment portfolios.

Nafees Alam is a CERTIFIED FINANCIAL PLANNER™ professional with eight years of industry experience. He is currently an advisor at Strategic Blueprint, LLC and has previously worked at FamilyWealth Advisers, LLC, Wells Fargo Advisors, LLC, and Regions. Strategic Blueprint, LLC is an SEC-registered investment adviser serving individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers a range of services including portfolio management, financial planning, retirement plan consulting, and educational seminars, using customized, goal-based strategies and a formal Subscription Advisory Services program that provides ongoing planning for a flat annual fee.

Mary Mulcahy is a financial advisor with Empower Advisory Group in Gulf Breeze, FL, holding Series 63 and Series 66 registrations and 15 years of industry experience. Her prior roles include positions at Navy Federal Brokerage Services, Navy Federal Financial Group, TD Ameritrade, and Scottrade. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated platform tied to Empower’s recordkeeping and administrative systems. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and client savings rates rather than short-term return forecasts.

Richard Casey is a financial advisor with Fifth Third Securities, Inc. in Gulf Breeze, Florida, holding Series 63, 65, and 66 licenses and 35 years of industry experience. His prior roles include eight years at J.P. Morgan Securities and a brief retirement before joining Fifth Third Securities and Fifth Third Bank in 2021. Outside of his advisory duties, he serves as president of Excellence Labs LLC, a consultative speaking business unrelated to securities. Fifth Third Securities serves a diverse client base including individuals, high-net-worth clients, institutions, and trusts through investment advisory and brokerage services. The firm offers multiple investment programs on its Passageway Managed Account platform, enabling tailored portfolio management solutions via third-party managers and advisor-directed strategies.

Randy Wentz is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 65 licenses. He has two years of industry experience, including roles at Reeder Financial Group, NYLIFE Securities, and New York Life Insurance Company. Prior to his advisory career, he worked at Navy Federal Credit Union and Pen Air Federal Credit Union, and he operated a business called Wentz Home Services from 2023 to 2024. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored advice across multiple program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Dexter Leger is a financial advisor with Empower Advisory Group in Gulf Breeze, FL, holding a Series 66 designation and six years of industry experience. His prior experience includes roles at Valic Financial Advisors and Edward Jones, among others. Outside of advisory work, he occasionally works as a weekend rideshare driver. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm’s approach integrates proprietary and third-party planning methodologies focused on long-term portfolio returns and client savings rates, delivered through a large-scale platform tied to Empower’s recordkeeping and administrative services.

Jeremy Reeder is a financial advisor with Eagle Strategies (NY Life) based in Milton, FL, holding Series 63 and Series 65 credentials with 16 years of industry experience. He has been with Eagle Strategies since 2019 and also operates Reeder Financial Group, Inc., focusing on brokering non-registered insurance products. Reeder serves as a board member and secretary of the Santa Rosa County Chamber of Commerce and chairs the Santa Rosa Young Professionals Committee. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, charitable and corporate clients, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through various program types, with the majority of assets under management handled on a non-discretionary basis.

Robert Boatner is a financial advisor at Stifel with 30 years of industry experience, including 17 years at Stifel and 9 years at UBS Financial Services. He holds Series 63 and Series 66 designations. Boatner serves on the Board of Directors for the Quitman Country Club in Mississippi. Stifel serves a diverse client base that includes individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Beverly Currin III is a financial advisor with LPL Financial in Pensacola, FL, holding a Series 63 designation and over 36 years of industry experience. He has been with LPL Financial since 1998 and also operates Currin Insurance & Investments, Inc., which provides insurance services alongside his advisory work. Beverly is involved in non-variable insurance activities through Acentria/Foundation Risk Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Diane Lindsey is a financial advisor with Edward Jones in Gulf Breeze, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a network of more than 23,700 advisors nationwide. The firm offers a range of advisory strategies and affiliated investment options under a fiduciary standard.

Bryn Markey is a financial advisor with Wells Fargo Advisors in Gulf Breeze, FL, holding Series 63 and Series 65 credentials and 13 years of industry experience. Prior to joining Wells Fargo Advisors in 2024, he spent over a decade with Raymond James Financial Services. Outside of his advisory work, he owns and manages a self-storage business and provides solutions through a company focused on divorce planning. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services tailored to clients meeting certain net-worth thresholds. The firm utilizes proprietary research and planning tools to develop customized recommendations across a broad range of financial planning areas, including niche services like divorce planning and business-owner transitions.

Helena Rice is a financial advisor with Edward Jones in Gulf Breeze, FL, holding Series 63 and Series 66 designations and 18 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including various types of households and organizations, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies under a fiduciary standard, supported by a nationwide network of financial advisors and branch offices.

Patrick Lanza is a financial advisor with Cambridge Investment Research Advisors in Pensacola, FL, holding Series 63 and Series 65 licenses and with 15 years of industry experience. He has worked with Lambert Lanza CPAs and operates Lanza Financial Services, LLC. Lanza also serves as a board member for Mission Ascend, Inc. and holds a treasurer position with the Creighton Center Owners' Association, Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement advisory, and financial-wellness services through a network of independent professionals, employing both proprietary and third-party strategies across multiple platforms.

Kathy Cunningham is a financial advisor at Raymond James & Associates with 28 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Raymond James since 2013. Outside of her advisory role, she is a partner in Cunningham Cabins, a family business involved in property management. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and nonprofit organizations. The firm offers financial planning, advisory programs, and institutional consulting, utilizing a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Christopher Blaszyk is a financial advisor with LPL Financial, holding a Series 63 designation and over 34 years of industry experience. His prior experience includes roles at Cetera Investment Advisers, Cetera Advisors LLC, and Net Worth Solutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.