Naomi Files is a financial advisor at First Command Advisory Services with Series 66 credentials and two years of industry experience. She has held various roles within First Command since 2022 and is also employed as a project coordinator at Tatitlek Federal Services Inc. Additionally, she serves as a trustee for Nooma Church, where she oversees insurance coverage and corporate compliance matters. First Command Advisory Services is an SEC-registered investment adviser focused on serving individuals, corporate, and charitable clients, with a particular emphasis on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized investment team for portfolio management and third-party manager selection.

Sophia Ivancich is a CFP®-certified financial advisor with eight years of industry experience. She is currently with Clearstead Advisory Solutions and has previously worked at firms including R. W. Baird and Cambridge Investment Research Advisors. Clearstead serves affluent private clients and institutional investors by providing investment management, financial planning, tax planning, family office administration, and consulting services. The firm employs an institutional investment process across various account types, utilizing a mix of mutual funds, ETFs, alternative investments, and a proprietary Direct Indexing strategy.

Nicholas Arcand is a financial advisor at Independent Advisor Alliance, LLC with eight years of industry experience. He holds the Series 66 designation and has worked with firms including LPL Financial and Blackridge Financial. Arcand provides investment advisory services through Independent Advisor Alliance and has additional experience with life, health, and long-term care insurance. Independent Advisor Alliance serves a diverse client base, including individuals, small businesses, charitable organizations, and retirement plans, offering a range of services such as asset management, financial planning, and retirement plan consulting. The firm employs a network model of advisory representatives and integrates technology platforms to support portfolio management and estate planning.

Maria Ross is a financial advisor at Integrated Wealth Concepts LLC with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Integrated Wealth Concepts since 2016, with prior experience at LPL Financial, Osaic FA, Inc., and Ameriprise. In addition to her advisory work, she is a notary public. Integrated Wealth Concepts serves individuals, families, trusts, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach using mutual funds, ETFs, equities, and fixed income, alongside third-party asset managers.

Ryan Cobb is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Davenport & Company LLC since 2014. He holds a Series 66 license and is based in Norfolk, VA. Davenport & Company serves individual and institutional clients, including banks, pension plans, trusts, and nonprofits, providing asset management, retail brokerage, fixed income, public finance, and investment banking services. The firm manages a range of strategies through dedicated portfolio teams and offers advisory programs such as separately managed accounts and unified managed accounts.

Heather Mc Kinstry is a Series 66-licensed financial advisor with eight years of industry experience, currently with First Command Advisory Services. She has been with First Command in various roles since 2017. Outside of advising, she serves as an Acute Hepatic Porphyria Ambassador for Alnylam Pharmaceuticals, sharing her personal experiences with the condition at events and training programs. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to design and manage portfolios with a disciplined manager selection process.

Chase Pappas is a financial advisor at Cerity Partners LLC with one year of industry experience. He holds a Series 65 designation and has held roles at Cerity Partners since 2024. Prior to his advisory career, he was involved with Virginia Polytechnic Institute and State University and worked at Princess Anne Country Club. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation and manager selection, combining proprietary quantitative screens with third-party managers and individual securities, and offers specialized private-market investment programs alongside affiliated consulting and insurance services.

Lee Hernquist is a financial advisor with Wells Fargo Clearing in Norfolk, VA, holding a Series 63 designation and 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Justin King is a financial advisor at Ameriprise in Newport News, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise, he worked at the Norfolk Circuit Courthouse and has experience in the hospitality industry, including bartending and customer service at the Coach House Bar & Grill. Outside of his advisory role, he occasionally performs standup comedy at local clubs and breweries. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations in partnership with its financial advisors.

Daniel Neice is a CFP® professional based in Chesapeake, VA, with 19 years of experience in the financial services industry. He has been with LPL Financial since 2021 and previously worked at DNP&P Group LLC. Neice has also been involved with organizations such as the Financial Planning Association and the Duke Alumni Club of Hampton Roads. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research from LPL and third-party subadvisors.

Angela Holden is a financial advisor with Raymond James Financial, holding a Series 66 designation and 10 years of industry experience. She has worked with Raymond James Financial Services Advisors, Inc. since 2016 and operates Holden Global Financial Consulting, a financial consulting support business. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs non-discretionary, tailored investment consulting and supports municipal and public finance work through its unique affiliations and specialized advisory programs.

Kaitlyn Sanchirico is a financial advisor with Fidelity in Virginia Beach, VA, holding the Series 66 designation and bringing four years of industry experience. Her prior roles include positions at Egidio Assante Lennon Wealth Management LLC and multiple appointments at the University of New Haven. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a mix of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios. The firm serves a broad client base, including charitable funds and registered investment companies, and integrates technologies such as AI in its investment process.

Joseph Giles is a financial advisor with Primerica Advisors in Newport News, VA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked with Primerica Advisors since 2015 and has been involved in roles outside finance, including owning Two Mice Fitness Solutions, LLC as a personal trainer and founding the Buckroe Sharks Wrestling Club, a nonprofit organization. He also serves as a wrestling referee for the Southeastern Wrestling Officials Association. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Gavin Mease is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at TIAA-CREF Individual & Institutional Services, The White House Historical Association, and MLB Network Inc. Fidelity’s Strategic Advisers LLC, where Gavin is based, offers investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Luke Pitcher is a financial advisor at Edelman Financial Engines with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors LLC, TGA Sports, and held roles at various educational and country club establishments. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Joshua Carpenter is a CFP® and holds the Series 66 designation with 10 years of experience in the financial industry. He has been with Edward Jones since 2016 and is based in Hampton, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Sean Jones is a financial advisor with Edward Jones in Chesapeake, VA. He holds the CFP®, ChFC®, and Series 66 credentials and has seven years of industry experience. Prior to joining Edward Jones in 2018, he worked at Raytheon and II Corps Consultants. Outside of his advisory role, he owns Death Wish For Life LLC, an internet-based retail clothing business focused on print-on-demand apparel. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and operates under a fiduciary standard, supported by a nationwide network of approximately 23,701 financial advisors.

William Jarrett is a financial advisor with Morgan Stanley in Newport News, VA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank since 2015. Outside of his advisory role, Jarrett serves on the finance committee of Here for the Girls, a health and welfare organization based in Williamsburg, Virginia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by advanced modeling tools and serves clients through both direct and corporate agreements.

Rachel Maria Jeffries is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise, she worked at Plant Factory Interiors LLC and Prosper Insurance. Outside of her advisory role, she serves as a brand ambassador for Chix Event Services, LLC, participating in local music festivals to provide samples and promotional materials. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria. The firm employs a centralized consulting team to deliver non-discretionary, research-driven recommendations that incorporate tax efficiency and adaptive withdrawal strategies, primarily focusing on assets managed within Ameriprise.

Moses Rosario is a financial advisor at OSAIC with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including The Vanguard Group, JP Morgan Chase Bank, and Wells Fargo. He also serves as a registered assistant at Investors Securities Group, providing assistance with service-related items. OSAIC serves a broad mix of retail and institutional clients and offers integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios, supporting both discretionary and non-discretionary account management.