John Tenofsky is a financial advisor at Key Investment Services LLC with 20 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior experience includes roles at TIAA, Citizens Securities, TD Ameritrade, Bank of America, Merrill, and Guggenheim Investments. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model with discretionary and non-discretionary strategies, integrates with KeyCorp affiliates, and offers various wrap fee programs alongside custodial and trade execution services.

Kollin Allard is a CFP® and holds a Series 65 license with 11 years of industry experience. He is currently with Focus Partners Wealth, LLC and has prior experience at The Colony Group, LLC and Atlas Private Wealth Management, LLC. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients, offering a broad range of wealth management and advisory services. The firm’s investment approach combines long-term, tax- and fee-sensitive portfolio construction with a blend of active and passive strategies, third-party managers, and private funds under an enhanced open architecture framework.

Jason Dohaney is a financial advisor at Kestra Advisory with 18 years of industry experience. He holds a Series 66 designation and previously worked for MountainOne Bank and Commonwealth Financial Network for 15 years. He serves on the board of the Southwestern Vermont Health Care Foundation. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services including fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm manages a broad range of assets and serves large institutional investors, including sovereign wealth funds.

Thomas Maclaughlin is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Creative Planning since 2018. Prior to joining Creative Planning, he worked for 20 years at The Ayco Company, L.P./Mercer Allied. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans, managing approximately $217 billion in client assets. The firm employs a financial planning–led investment process centered on low-cost indexing and buy-and-hold strategies, supplemented by various advanced portfolio techniques and integrated retirement plan services.

Jacqueline Stulmaker is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations and 23 years of industry experience. She has worked with Key Investment Services and KeyBank since 2013. Outside of her advisory role, she is an owner and lessor of a family income property in Rensselaer, NY. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm offers model-based portfolio management and utilizes a multi-provider platform to deliver discretionary and non-discretionary investment solutions.

Peter Brucato is a financial advisor with Private Advisor Group, LLC, holding CFP® and CFA® designations and over 23 years of industry experience. His prior work includes roles at LPL Financial and AIG Valic. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and managed account solutions using a fiduciary-based advisory model that incorporates both discretionary and non-discretionary strategies.

Bonnie Kenna is a financial advisor at Lincoln Investment with 21 years of industry experience. She previously worked at Legend Equities Corporation and Legend Advisory Corporation before joining Lincoln Investment in 2017. Outside of her advisory role, Kenna is involved in coaching field hockey at multiple levels, including head varsity coach at a New York public high school and coaching roles with nonprofit and national field hockey organizations. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a focus on educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, advisor-led consulting, and portfolio management supported by an in-house investment management and research team and third-party managers.

Kieran Hughes is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and three years of industry experience. Prior to joining the firm, he was involved with Shanz Beverage Center and engaged with several community organizations including the Capital District Youth Soccer League. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm utilizes a multi-provider model with discretionary and non-discretionary portfolio management and integrates services from KeyCorp affiliates, including KeyBank and KeyBanc Capital Markets.

Grace Smith is a financial advisor at AE Wealth Management, LLC with four years of industry experience. She holds the Series 63 and Series 66 credentials and previously worked at PKS Advisory and Purshe Kaplan Sterling Investments. Outside of her advisory roles, she spent time working at the Guilderland YMCA and The State University of New York at Albany. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individual households, corporations, trusts, and ERISA plan sponsors. The firm uses discretionary model portfolios managed internally and by third-party strategists, employing fundamental, technical, and cyclical investment approaches.

Sonya Griffin is a financial advisor at Stratos Wealth Partners, Ltd with 12 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Purshe Kaplan Sterling Investments for 17 years before joining Stratos Wealth Partners and LPL Financial. In addition to her advisory work, she is the owner of Stella's Handy Helpers, LLC, a business outside the financial industry. Stratos Wealth Partners is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering customized portfolio management and a broad range of financial planning and investment solutions through an open-architecture model.

Victoria James is a financial advisor at Key Investment Services LLC with Series 63 and Series 65 credentials and two years of industry experience. Her prior roles include positions at KeyBank and Equitable Advisors, LLC. She also engages in selling secondhand clothes on Depop in her spare time. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider model integrating discretionary and non-discretionary portfolio management with services from KeyCorp affiliates.

Stephen Jenkins is a financial advisor at Key Investment Services LLC with 21 years of industry experience. He holds a Series 66 designation and has previously worked at Cadaret, Grant & Co., Inc. and Sterling Manor Financial, LLC. Outside of his advisory role, he serves as chair of the Board of Assessment Review and president of the Rhinebeck Central School District Board of Education. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm utilizes a multi-provider model with discretionary and non-discretionary implementation options and integrates services with KeyCorp affiliates.

Brian McGuinness is a financial advisor with Hightower Advisors, holding a Series 66 credential and over 21 years of industry experience. His prior roles include positions at Cmg Financial Planning Ltd., Equitable Advisors, and Axa Advisors, LLC. Outside of his advisory work, he is involved in music production through Coronado Records and operates a music technology company called Felix BPM, which focuses on registering tempo and sound levels in studio environments. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement consulting, with capabilities extending to international exposures and alternative investments.

Leslie Seymour is a financial advisor with Ameriprise in Clifton Park, NY, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Prior to joining Ameriprise in 2022, Leslie worked at Cetera and Foresters Financial. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, algorithm-assisted recommendations through a centralized consulting team.

Nicholas Scammacca is a financial advisor with LPL Financial in Cohoes, NY, holding a Series 66 designation and 12 years of industry experience. He previously worked at Next Financial Group Inc for 11 years before joining LPL Financial. His outside activities include involvement with Capital Asset Management for tax and investment purposes and offering non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced advisor-facing tools.

Alex Kastrinakis is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Guardian Life Insurance Company, Park Avenue Securities, and United Planners Financial Services. Outside of his advisory role, he has served on the Hancock School Committee and been involved with Berkshire Families and Individual Resources. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its network of advisors with a variety of advisory platforms, investment strategies, and operational tools.

Brian Hooks is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. He has been with LPL Financial since 2019 and also works with Broadview Federal Credit Union, where he has been involved since 2011. Outside of advising, Hooks serves as the head coach of the Shaker High School basketball team. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, leveraging model portfolios, third-party subadvisors, and technology tools to support its network of over 22,800 advisors.

Neil Obrien is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 34 years of industry experience. He previously worked at NEXT Financial Group, Inc. for 26 years before joining LPL Financial in 2025. Outside of his advisory role, he is involved with Neil Olden O'Brien, a non-variable insurance business, and Capital Asset Management, Inc., both of which he dedicates limited time to. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives who utilize various strategies and tools to manage discretionary and non-discretionary accounts.

Kathleen O'donnell Luther is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 16 years of industry experience. She has been with Cambridge Investment Research Advisors since 2015. Outside of her advisory role, she operates an independent insurance agency serving various insurance companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, with a range of portfolio management options and access to both proprietary and third-party strategies.

Jacob Guevara is the Branch Leader at Fidelity Investments' Albany Investor Center, a role he has held since 2024. He co-leads the center with a dedication to Fidelity's mission and values, focusing on financial planning and making an impact during important financial moments for clients. Jacob is committed to ensuring that every client interaction is meaningful and meets high standards of service. Jacob has been with Fidelity Investments since 2014, progressing through various positions including Financial Representative, Senior Service Support Specialist, Managed Account Support Specialist, and several leadership roles within Advisory Services and Relationship Management. His experience spans client advising and team leadership, reflecting a depth of knowledge in financial services and client relationship management. Outside of his professional responsibilities, Jacob enjoys cooking and baking, fitness, and gardening.